Job scam quick guide: it's a scam if...

  • they want you to collect and forward money in any way (a "money mule" job). You'll wind up engaged in money laundering, personally defrauded via expertly forged cheques, money orders, etc, or defrauding someone else who pays for goods that never arrive.
  • they want you to receive packages and reship them somewhere else. The goods will have been obtained fraudulently, and they're just using you to make the shipping address appear local. You will be aiding fraud.
  • they want up-front payment (either to them or someone else) of any sort for anything before you can get the job. This is advance fee fraud: there is no job -- it's just a big con to extract money from you.
  • they want you to buy any kind of "membership" or "kit" in order to start. Forget it -- it's not a real job at all: they're trying to sell you something, and they're probably making a bunch of other false claims about it if they're pitching it as a "job".
  • it's a job offer, and it's spam. There are LOTS of these scams about, as you can see.

Tuesday, January 22, 2008

IFN Finance

This is a typical money mule scam in which the scammers are targeting Australians. Money is fraudulently tansferred into the account of the "employee", who is then asked to forward the bulk of it via Western Union or Money Gram. Curiously, the image header they used in one of these messages includes the name "Geneva Finance" rather than "IFN Finance". Geneva Finance is a familiar name around these parts.

Domain Name:                                 IFN-INC.BIZ
Domain ID:                                   D22601974-BIZ
Sponsoring Registrar IANA ID:                303
Domain Status:                               clientTransferProhibited
Registrant ID:                               PP-SP-001
Registrant Name:                             Domain Admin
Registrant Organization:           
Name Server:                                 NS1.CYBNS.INFO
Name Server:                                 NS2.CYBNS.INFO
Domain Registration Date:                    Tue Jan 15 05:57:56 GMT 2008
Domain Expiration Date:                      Wed Jan 14 23:59:59 GMT 2009
Domain Last Updated Date:                    Thu Jan 17 16:53:44 GMT 2008

---------- Forwarded message ----------
From: [redacted]
Date: 22 Jan 2008 XX:XX UTC
Subject: Be your own boss.
To: [redacted]

We are seeking a experienced Financial Controller
to join our International team. We are glad to offer you an interesting
and high-paid position in a field of financial services. We are looking for
a highly motivated, ambitious person to join our team in Financial Controller

Good opportunity to develop your income in our company within Management.
Great way to further your knowledge in the funds management area.
We are looking for people who are willing to learn new skills, self motivated
and have a desire to be self-employed and be your own boss (no door to door sales or MLM)

No special equipment required but a mobile phone and computer are essential.
You will be rewarded for your hard work and commitment with a good salary,
and the possibility of long term opportunities!

- POSITION: Representative (Australia)
- AREA: Australia/New Zealand
- SALARY: 1350-3100 AUD
- OCCUPATION: part-time (2 or 3 hours per day)
- EDUCATION AND EXPERIENCE: Bachelor's degree is desired. MBA is a plus. Some
  additional experience working with finances would be helpful but not required.
- SKILLS: Must have an extensive knowledge of Microsoft Excel/Word. You must also
  be able to operate Internet Banking. Mobile phone is required.

How to apply. Please apply to Michael Wilson by e-mail We will get back
to you within 5 working days.

---------- Forwarded message ----------
From: IFN Finance Oy < >
Date: 22 Jan 2008 XX:XX UTC
Subject: Re[2]: Worth it.
To: Deception Spotter <>

[image redacted, but note that it included the words "Geneva Fiance"]

Good day and thank you for enquiry. I have attached following documents for you: 

IFN_application_Australia.doc (Position description and application form) 

Client_Agreement.rtf (Independent Contractor Agreement) 

What you have to do now: 

1) Download and open an application form and job description (IFN_application_Australia.doc) first. 

2) If you agree with conditions please fill the form out and forward it back to us via  E-MAIL 

(which is more preferable) or fax it to one of these numbers +1-973-215-4895,+358-9-23-194-104. 

3) Fill the contract out (Client_Agreement.rtf) and send it back to us after one month of trial 


Once your personal details are received and processed, we will make our decision within 10 days and 

inform you when the first transfer occurs. Thank you and have a nice day. 


(*) Trial period. It is not required to sign the contract in the beginning of your employment as the 

position we offer is part time. After one month of trial period we will reconsider you for full time 


PDF copies of all documents are to be found on our website (employment section). If you can not 

download them please let us know and we will send forms directly to you.



I have received your job advertisement for the position of representative in Australia. Please send more information about this job and your company.


Oliver Wenske,

IFN Finance Oy,

Billing Department,



VOICE/FAX: +1-973-215-4895,

FAX: +358-923-194-104 (Finland).

*The information contained in this message may be privileged and confidential and protected from disclosure. 

If you are not the original intended recipient you are hereby notified that any review, retransmission, 

dissemination, or other use of, or taking of any action in reliance upon, this information is prohibited. 

If you have received this communication in error, please notify the sender immediately by replying to this 

message and deleting it from your computer. Thank you for cooperation.

1 comment:

Anonymous said...

They are not scammers.