Job scam quick guide: it's a scam if...

  • they want you to collect and forward money in any way (a "money mule" job). You'll wind up engaged in money laundering, personally defrauded via expertly forged cheques, money orders, etc, or defrauding someone else who pays for goods that never arrive.
  • they want you to receive packages and reship them somewhere else. The goods will have been obtained fraudulently, and they're just using you to make the shipping address appear local. You will be aiding fraud.
  • they want up-front payment (either to them or someone else) of any sort for anything before you can get the job. This is advance fee fraud: there is no job -- it's just a big con to extract money from you.
  • they want you to buy any kind of "membership" or "kit" in order to start. Forget it -- it's not a real job at all: they're trying to sell you something, and they're probably making a bunch of other false claims about it if they're pitching it as a "job".
  • it's a job offer, and it's spam. There are LOTS of these scams about, as you can see.

Saturday, September 06, 2008

Morgan Investment

This money mule scam has actually been around for some time, using a variety of different domain names, as reported by BobBear. It's come to my attention in the form of the spam email copied below, and they're presently using the domain name "morgantrustfund.cn". The name "Morgan" and some of the text contained in the spam is evidently ripped off from Morgan Creek Capital Management, LLC. Please do not confuse the two: this scam report relates only to "Morgan Investment".

Domain Name: morgantrustfund.cn
ROID: 20080830s10001s74456500-cn
Registrant Organization: ah wen
Registrant Name: ah wen
Administrative Email: 2409@244.com
Sponsoring Registrar: 北京新网互联科技有限公司
Name Server:ns4.foly3troso.com
Name Server:ns2.foly3troso.com
Name Server:ns1.foly3troso.com
Name Server:ns3.foly3troso.com
Registration Date: 2008-08-30 15:08
Expiration Date: 2009-08-30 15:08

The doman being used for the name servers, "foly3troso.com", is also of interest. They haven't put too much effort into making the false registrant details credible.

   Domain Name: FOLY3TROSO.COM
   Registrar: BEIJING INNOVATIVE LINKAGE TECHNOLOGY LTD. DBA DNS.COM.CN
   Whois Server: whois.dns.com.cn
   Referral URL: http://www.dns.com.cn
   Name Server: NS1.FOLY3TROSO.COM
   Name Server: NS2.FOLY3TROSO.COM
   Name Server: NS3.FOLY3TROSO.COM
   Name Server: NS4.FOLY3TROSO.COM
   Updated Date: 11-aug-2008
   Creation Date: 14-jul-2008
   Expiration Date: 14-jul-2009

Domain Name.......... foly3troso.com
  Creation Date........ 2008-07-14 22:21:18
  Registration Date.... 2008-07-14 22:21:18
  Expiry Date.......... 2009-07-14 22:21:18
  Organisation Name.... ah wen
  Organisation Address. No.213 changan road
  Organisation Address.
  Organisation Address. Foreignness
  Organisation Address. 100001
  Organisation Address. WG
  Organisation Address. CN

---------- Forwarded message ----------
From: US Free Classifieds <[redacted (false, random)]>
Date: 2008/9/6 UTC
Subject: ATTN: Job offer by US free classifieds
To: [redacted (privacy)]
Cc: [redacted (privacy)]


Your resume and or contact details were automatically screened by the US free classifieds and you were selected for possible consideration of employment with the following Corporation.

Morgan Investment offers a motivating and exciting work environment. Work is organized around clear performance goals and expectations, and every employee, regardless of background, tenure or position, is given the opportunity to be a key contributor. This is an outstanding opportunity to join a stable, yet dynamic, entrepreneurial and growing company. Morgan Investment offers a challenging and rewarding work environment, competitive wages and full benefits (medical, dental, vision, flexible spending account, accidental death insurance and 401K).

The Company:
Morgan Investment Co. is an international private equity company which has been successfully in operation since its inception in 1996. Morgan Investment builds portfolios around a set of fundamental investment tenets that make up the foundation of the programs we deliver to our clients. We believe institutions and wealthy families should benefit from access to the same investment approach and investment talent utilized by the largest university endowment programs.

Job Description:
The position available with Morgan Investment is an administrative assistant position. Assistants and representatives are given the opportunity to work from home. It is believed that if a person is given the opportunity to work in a comfortable environment, the employee is more likely to perform at their maximum potential. Studies have shown that business overhead expenses are reduced drastically when allowing employees to work from home. The position pays a guaranteed $2,500 USD per month + 5% commission on each closing assignment. We provide a team environment, and a focused, hard working atmosphere essential for success in the financial world.

Requirements:
# You must be at least 21 years old
# Basic understanding of the PC and its services (e-mail, internet, ..)
# Strong verbal and written communication and interpersonal skills
# Ability to develop and manage relationships
# Attention to detail, and the ability to multi-task and self-manage

Benefits include medical, dental, vision, flexible spending account, accidental death insurance and 401K after a 1 month probationary period. Senior assistants will be given the chance to apply for a management position at one of our worldwide locations.

Morgan Investment presents a significant opportunity for growth; this is your chance to get in on the ground floor.

Please visit our site for consideration of this position. Browse the site to become more familiar with the company and the position available. If you feel you will be a good candidate for this position ensure to view the careers section and submit an application for employment.

- Visit Now

105 comments:

Anonymous said...

UPDATE: They now have a new website Morgan-Invests.com!!!!!!!!!

Anonymous said...

It has now been updated to Morgan International Investments. The web page is morganii.com. Scam artists!!

Nicole said...

Update! They now go by the name Morgan Trading Co.

Anonymous said...

I think I was just scammed recently by this company maybe, but they used the name R. J. Morgan Investments, and said its a "Google Home Based Internet Business," and that you can do it at home. They accepted any amount that you would invest to start with and would try to negotiate with you for more or less and said they would take the remaining amount out of your profits. Then they would charge your bank account from several different alias' trying to make it look not suspicious.

Anonymous said...

Regarding R.J. Morgan: I just got fired from this company for asking too many questions! I thought it was a legitimate telemarketing job, until I found out how badly they were ripping people off....good riddance to that job!

Yes, it is a total scam. They will NEVER take your name off the calling list, nor will they stop charging your credit cards. Google Treasure Chest, Google Profit, etc. are all well-known frauds. As with most things: if it sounds too good to be true, it probably is.

The best thing that you can do is, never sign up with these guys. Failing that, contact your credit card company and get yourself a good attorney.

In the meantime, here's the contact information for the company:

RJ Morgan Real Invest Inc.
28542 Constellation Road
Valencia, CA 91355
(661) 702-0015

The man who runs the company is named Derrick Morgan, and he is a con artist extraordinaire. Good luck nailing these guys!

Anonymous said...

DERRICK MORGAN d/b/a

RJ MORGAN REAL INVEST, INC

PLEASE EVERONE STAY AWAY FROM THIS MAN. HE PURPORTS TO BE ASSOCIATED WITH GOOGLE'S "PAYDAY SUCCESS DEVELOPMENT TEAM" AND HE IS NOT. HE TALKS A SMOOTH TALK, BUT PLEASE HANG UP ON HIM IMMEDIATELY AND GIVE HIM NO PERSONAL INFORMATION.

Anonymous said...

Hey Guys,
These guys are SCAMMERS..!.I have been a victim.I am begging you guys out there not to ever try these thieves.They will rip you off and leave you worse than they met you.
Don`t ever dare to give Derrick any of your personal information,or else u are in for live time trouble.
I lost some money to them but I promised them I`d get back to them soonest and show them what stuff I am made off..!

Anonymous said...

Plain & simple RJ Morgan real Invest is a scam I can assure you of this as a previous employee they are just out to get enough money from you as they can. PLEASE DO NOT SIGN ANY PAPERS THEY ASK YOU TO THAT IS THERE WAY OF LOCKING YOU IN THAT WAY IF YOU TRY TO DISPUTE THE CHARGES ON YOUR CREDIT CARD YOU WILL LOOSE EVERYTIME !! MY SUGGESTION IS GET A GOOD ATTORNEY HERE IS THE COMPANYS INFO :28542 Constellation Rd, Valencia,CA 91355 the owners name is Darrek Morgan & co owner Trevor Morgan. Employees Tania,David, Jim,kim,Rudee,Nick there website is :http://moremoneyinvestments.com/default.aspx

Anonymous said...

I agree with the rest of the comments that they are scam artists and are the most persistent rip offs I have seen. They continue to call my house inspite of my repeated attemts to get them to stop. I have been blocking their numbers and calling them and telling them so until I got through all of their numbers so now they cannot get through to us anymore. it is the only way we can get peace and quiet.

Someone needs to prosecute them for this activity.

Anonymous said...

I have been scammed by this "company" too. They assured me that the $5,500 was just a pre-authorization to see if I had the money to qualify for the program. It turns out they charged my card immediately and their was a secret 3 day money back window that I was never informed of. My card should have never been charged in the first place. When I called them repeatedly, they always referred me to a scholarship program which was just a run around. SCAMMERS.

Taylor said...
This comment has been removed by the author.
Anonymous said...

Their last scam is saying the are GOOGLE and offering home business traing course. SCAM again. check out DK International, IBMentoring. Names are Kacie Fann aka Kacie Habib BBB of CA really needs to arrest these people and put them in JAIL......

Taylor said...
This comment has been removed by the author.
Susan said...

I signed up with International Business Marketing for an online business and mentoring etc. Charged $2,200.
was sent copy by email stating DK International would provide software,downloads mentoring etc. I never received software or any thing in the mail. Tried to reach coach found out International Business Mentoring had R J Morgan Real Invest Inc. as the coaches. was not listed in Contract only Int.
buis. Ment. I kept getting charges on my credit card from google profits, after much research I found out RJ Morgan has a habit of doing this to people. Neither Co.'s are licensed in calif. as they are to be by Ca. law. I think it is time to get the Attorney General involved, My computer also crashed from trojans and viruses, this is one of their practices. The Att. General Office suggested i get in touch with the crime division. Maybe if we all fight we can shut these scumbags down.

Anonymous said...

THE COMPLETE TRUTH ABOUT RJ MORGAN REAL INVEST.

Well, where could I start with RJ Morgan Real Invest? First of all, if you would like to know. RJ Morgan is actually rearranged initials to Darricks father Rufus Morgan Jr.

Other than that, I guess I'll begin by saying that I used to work for Darrick Morgan, the mastermind behind the whole operation. At first when I started working there I didn't think it was much more than a sales job with a company that was supposedly a growing and promising and legitimate company. But the more time I spent there, I began to realize that we weren't really helping out the american people the way we were promising we would to change their lives and financial situation. I mean, yes, we did build them a website, and give you a few techniques as far as how you could make a little bit of money. But behind closed doors, and on the other side of the phone of the people who were investing sometimes their lives savings, it was a totally different case.

This information goes out to the people who have been had by Rj Morgan Real Invest, and also for the people who are next in being taken for everything they have. I hope for the future "leads" who will be getting a call from the companies "setters" & "Senior Directors" or "closers" will do a little reseach, or a little "proper du diligence" and make sure they make a REAL educated decision whether this IS something that you would like to do or not.

Anonymous said...

I will begin my exposing of this company the same way they do when they give you a call. First of all, RJ Morgan Real Invest is NOT working on behalf OR for Google. What it is is a bunch of lead brokers who pay a lot of money to get all of you peoples information when you order any program at all. Anytime you order something online and you put your credit card, or e-mail address, or phone number, or your address. Somebody receives all of this information, then sell it to various companies to give you a call, which for you who have actually talked to some of these people have realized that they are calling for something completely different. Little strange isn't it? That you thought you were going to working for Google posting links, but this company, who could never give you the monthly charges that Google has charged you could never tell you what you could do to get that money back, but they may give you a phone number to some machine that never gets you through to a real person you could talk to. And why? Because they work in a different department. The "Success and Development team," who do the success stories for Google. And they try to explain about this tutorial that they are trying to put together in the next 8-12 months, but if you realize, this company has been around for a few years now, and I haven't seen any real tutorials, have you? Oh well, then they ask you if you would like to be considered for that, since they have "strategies of leverage to where you don't actually have to use money out of your own pocket to build yourself a business. The OPM Strategy, or other people's money. Well that sounds pretty good right? But before they do this, they must need to first build a profile to see if you "qualify," which is complete bull because all you really need to qualify is $$$. The will take your last penny is you're willing to give up your credit or debit card for an "authorization." But we'll get into that later.

Anonymous said...

All they really want to know is how much money you have on your credit cards, but they try to be sneaky by asking about all of your other negative debts first, like mortgage, car payments, student loans, but last but not least, CREDIT CARDS. It really all depends on how much debt you have on them, and how much you have available. If you have money available, you have officially been qualified. But what Darrick and his robots of senior directors want is to at least be able to bring you in at the conservative rate of $5000, but lets say you only have $2500 available left on your credit card. Not to worry my friend, "google" out of the kindness of their hearts, has put out what seems to be an unlimited amount of scholarship funds to still be able to bring you in at that conservative rate, but really, they are so greedy, that it wouldn't matter if you only had $500 in your savings, and you were a single mom, they can still work it out. What they don't tell you is that if you don't invest at least $1400, you wont get anything more than a welcome call to thank you for the last of your money, which by the way is being split though out the workers of RJM through commission for all of the workers. After the setter has got how much money you and your family have aside, he will tell you that you sound like you will be a great candidate for the program, and that he would like to take your profile upstairs to his senior director, (which is actually 2 cubicles away from him) then put you on hold, "but don't hang up, because they don't have any hold music. Then tell Mr Robert Pamplico or Ms. Porsha Blair (who is actually having a sexual relationship with Darrick Morgan) that they've got another sucker for them. And I wish you could see how happy they get when they get somebody who is not married, has a lot o debt, and a lot of money available. That is the jackpot. That or old retired or disabled people who spend a lot of time at home. Man just writing this all makes me sick. But anyway, the setter comes back, and tells you he cannot believe his/her senior director actually wants to talk to them, because they only speak with a few people a month, which is complete crap, then ask that it's ok that they call you back in about 5-10 minutes.

Anonymous said...

So in about 5-10 minutes later, the senior director, Robert Pamplico, or Porsha Blair will be giving you a call back, and both the setter and the senior director will be following a script, and the senior director's script goes something like this:
"Hello _____, how are you doing? My name is Robert Pamplico, or Porsha Blair, I am the senior director of the success and development. I understand you had a pretty good conversation with my assistant ______, (whoever the setter was) and he/she tells me that you are serious about starting your own home based internet business? Is that right? Now, how long have you been thinking of starting a business from home? And why are you serious about it now?"

(this is where they get your pain and goals, which in the end they will try and use against you to try and sign you up.)

"Now did my assistant explain to you my position here? Well, I am the senior director of the success and development team,"

(which by the way consists of 3 brilliant young college graduates who are very talented individuals who have only worked there for about 3 weeks, one of them including Taylor, one of the people writing positive reviews about RJM, because he hasn't worked there long enough to know how the company REALLY works.)

"My job is to basically find individuals who I feel are most serious and committed to truly making financial independence with their own home based business, that way we could have true success stories that we could use for our marketing material and infomercials, does that make sense? Excellent.

Now did my assistant have you come up with a 3, 6 and 1 year financial goals? Ok, so what is the minimum you'd like to see your business bringing in say in the first 3 months of our program? Ok, and in 6 months, how much would you like to be bringing in then? So let's say you were able to bring in that amount of money in 6 months, what would you do with that money then, that you aren't capable of doing now? So it seems to me that your overall goal is that your trying to make some sort of financial independence for yourself, is that right? Excellent.

Now how do you feel it would benefit you if you had your own personal expert working with you step by step to help build your business? So you do see the benefit of having someone walk you through step by step? Ok great.

Anonymous said...

Now I understand my assistant did go over the commitments with you, but before we get into the business aspect, I'd like to go over them a little bit more in detail.

The first commitment is time. Now time is money, so if you're not using your time right, then I feel you're loosing money. So I do need a minimum of at least 5-10 hours around your current schedule every week to help build your business. Is that something that you can commit to? Great.

The second commitment is knowledge. Now there is not really anyway that I could teach you everything about your business in one conversation, so I want to make sure you're ok with being in a student teacher relationship, are you ok with that? Ok, great.

The third commitment is resources. Now most people work hard for the money that they make, but in some cases too hard without enough results. Now the great thing about our program is that you will have an expert working with you, but I still like for my students to have some kind of investment capitol set aside for their business. Now I understand my assistant did go over that with you as well, correct? And he/she put down here that you would like to start more conservative in the program rather than aggressive. Now why did you pick the conservative bracket? And that's great, because I would rather see you start more conservative in the program rather than aggressive because this is all new to you, and you've never done this before. You can always get more aggressive later with your profits. Making you have the knowledge first is more important, that way this business will run itself, 10 years from now. Now Mr./ Ms._____, do you have a pen & paper handy? Now my assistant did explain the conservative bracket to you correct? So you do understand that our students are investing anywhere in between 5-10 thousand dollars using the OPM (other people's money) strategy to you, is that correct? Well I'm looking over your profile, (and depending on if you have the capitol or not, they will still pretend they are doing you a favor, and start you off even more conservative.) and it doesn't seem like you're in the position to invest that kind of money, so I'm going to start you off even more conservative in the program.

Anonymous said...

So for your one time investment, I want you to write down $5500, and next to that I want you to write down Rate of Return. Now the rate of return means that this is the average time that it takes for our students to recoup their investment. I have students in the program that get their investments back in the first 21 days of the program. I have students that get their investments back in the first 30 days. Then I have students that have a house full of kids and it takes them a full 30-45 days to get their full investment back. So it is very important that you give me your undivided attention the first couple of weeks in the program.

The next thing I'd like for you to write down is 100% tax deductible. The reason being, even though this is going to be an investment that you're going to be getting back, it's still going to be considered a business expense, which means we're going to show you how to write it off.

You're also going to be assigned to work with a tax consultant, and an attorney. And they're going to assist you on how to set up an LLC and tax I.D number, and also teach you how to set aside a certain percentage of you profits for tax purposes. (which by the way, you will never speak with an attorney or a tax consultant, it is just another one of the 20 year old "experts" that are fresh out of college teaching you how to do it.)

The next thing I would like for you top write down is Warranty of Service. Now, I've never had a student who has ever needed it, but it basically states that if you are staying committed to the program, say within the first month, some type of emergency comes up that keeps you from recouping your investment, we are going to work with you for up to one year to make sure that you recoup your full investment. The reason we do this is to make sure we don't leave you hanging out there incase some type of emergency does come up, we are going to be with you step by step.


Now before we get into the business aspect, I just want to make sure you see the value of having a personal expert working with you step by step by making a one time investment of $5500 using your credit card leverage short term to help build your business. Now is this something that you are willing to do, IF everything makes sense? Ok great.

Anonymous said...

Ok, so the first thing we're going to do is sign you up with our advanced software. It's broken up into 3 different categories, so I'm gonna go over them step by step, it's broken up onto 3 different categories, so I'm gonna go ahead and name the categories first, and then we'll go over them step by step.

So the first thing is sign you up with our advanced software. The second thing is how to advertise your business, and third is how you're going to make money with your business.

Ok, so the first thing is signing you with the advanced software. We use and apply your name to your business and it only takes about a couple of seconds with the advanced software. Second is advertising. Now it doesn't matter how beautiful you website is, if it's not bringing in any clients, I'm sure you'll agree, it's not going to make you any money. So what we do to make sure you have clients coming to you business is that we put your business in over a hundred different search engines, which means your business will be on EBay, Google, Amazon, Aol. That wa as soon as a client puts the name of your business into their search engine, or even a work that is similar to what you're selling on you page, your business always comes up. Your expert also show you how to keep clients coming back to your business. So you're going to learn many different techniques so that your business continues to grow.

Now do you know what click cash links are? Ok, well click cash links are advertising techniques that whenever somebody clicks onto your website, you make money no matter if they purchase a product or not. Now you notice whenever you go online if you look to the bottom of the screen or the very top, there are always advertisements for different products, like you can win a vacation to Vegas, or you could win a free ipod or laptop? Have you ever seen those before? Ok, well those are advertising techniques. Now those companies pay you a minimum of 10 cents to a maximum of $5 just when a client clicks onto your page. So there really isn't anyway you CAN"T make money with this business.

The third thing is how you're gonna make money with your business. Now there are several different ways you can make money with your website. The first way you're gonna make money is that you receive up to 75% of whatever is sold on your website. So let's say you have a cell phone on there that costs $200. Now $150 of that goes directly into you checking account. Now the other 25% goes to the company that manufactures the product. So let's say the cell phone is a Sprint phone. Now Sprint is responsible for shipping the product, and handling any customer service issues. So you're never gonna have to talk to any clients, or hold, ship or store any products in you garage. It's all handled through the advanced software. Now the second way you're gonna make your money, and the majority of your money is with the click cash links. Now as I mentioned to you earlier, a client clicks onto your website, and no matter if they purchase a product or not, you're still gonna make money.

Anonymous said...

Let me just go over another example with you. Let's say you have your own online sprint store, and 101 different clients come onto your site looking for a particular cell phone, but only 1 person out of that 101 different clients decided to purchase a phone, and say it was priced at $200. So you make a total of a $160. That's an additional $10. So on a slow day, your website made you a total of $160. Now this is how you get more aggressive with your business. Now imagine if you had 100 different websites that all did the same thing on the same day. When you multiply 160 times 100, that's not a bad days profit. That's $16,000 you can make in one day. There's many times when I have a student who is sleeping, and someone in Japan ordered a product of their site at 2am, then they wake up and there's a couple extra thousand dollars dollars in their checking account. Now that's not a bad night sleep right?"

( Doesn't that sound like a pie in the sky??Nobody makes that much money in one day, except for Darrick Morgan )

"But it's not just about making money, it's making money with a purpose, so if we could get you out there accomplishing all of your goals, that's were the true success stories come in.

So if we gave you an opportunity to come aboard the program, would there be anything that would come in your way of being successful if you had your own personal expert working with you step by step to build you business?

(This is a technique they use to get you to say YES a few times before they try to close the deal)

And if we did give you the opportunity to work with the expert, you did say you could put at least 5-10 hours around your schedule every week correct?

And if we gave you the opportunity to come aboard the program, do you feel that you would be a good candidate for a success story? And why is that?

Well I don't feel that you should have any problems in the program, you do have some very good goals, some very achievable goals. So IS this an opportunity that you would like to take advantage of?

Well, my name is Porsha Blair, and I'm going to be the first one working with you, so I just want to say congratulations and welcome aboard the program. Are you excited? Are you ready to get out there and make some money for yourself? Great.

Anonymous said...

Well the first thing I need to do is verify your contact and address information. I'm also gonna have my assistant _______ come upstairs and give you some start up assignments just to kind of give you kind of a head start before the expert gives you a call, so get a clean sheet of paper and a pen for that. I also want to give you my direct line, so if you have any questions or any concerns at all I want you to give me a call and we'll be able to take care of you as soon as possible. I also want to send you all of the information that we went through in writing through an email, so I will need a valid email for that. Now whta would be the best time for the expert to give you a call, in the mornings, afternoons or evenings?

Ok Great. And what is the expiration date on the card that we're going to be using to 'hold" your spot in the program?"

(this is the tricky part) Most people feel uncomfortable giving their credit card information over the phone to a complete stranger, which I strongly advice against doing so, and here are some of the tactics that Darrick Morgan uses against these people, and also teaches his closers to use against these people:

-"Your credit card is your best protection. If you have an unauthorized charge on your credit card, what is the first thing you're going to do? Call your credit card company, get your refund, then the credit card company will do a paper trail and find the merchant account that charged your card, and launch an investigation against the merchant account. And do you think that "google" the biggest search engine in the world is going to jeopardize their name to screw over one client?"

You would be surprised at how many people's credit cards he has charged without their consent. Here are some of the tricks that he uses to get the card number.

"all we are doing today is called an authorization, it is no different than renting a hotel in Vegas or renting a car. It's for your best protection, and ours as well. It tells us that we are speaking with the true card holder, and not Joe Smith's neighbor. Also it tells us that you are serious, and allows us to capture the scholarship funds that we are using to bring you in at the conservative rate, and allows us to hold your spot, that way if and when you do decide to go forward with the program, you are in the financial situation to do so. It also allows us to be able to send you all of our information so that you can do your proper du diligence and be able to make an educated decision wether this is something you want to do or not.

Anonymous said...

But this is where they really get you. If you do fall into their trap, and you do give your credit card or debit card information, the "senior director" or closer will tell you that you are under no financial obligation, and that they want you to take the weekend to think about it, speak with the expert a couple of times before you make your decision. But in order to do so, they send you a confirmation agreement in which you have to check 3 boxes, and type in your name which is an electronic signature, which basically locks you in, and by speaking with the expert, it also confirms that you have had participation with RJM, and after doing so, it allows Darrick Morgan, or Liz Chaves, who is in charge of Human Resources and is also in charge of administration to immediately charge your card. And even if you decide to charge back, there is pretty much nothing you could do because first of all, you gave the company your card information, you signed the electronic signature, and by speaking to Taylor, or Nuv, or Andre, or any of the other experts or "success team" it makes it official that have had participation the the company. But some people do not type in their name, but are still brought aboard the program. So the other way they can get a signature from these people is by sending them a gift, which is the book that they recommend you buy, which is "Think and Grow Rich" by Napoleon Hill. So they send this "gift" to your house, and if you sign for it to receive the package, you have just bought the most expensive book you will ever buy. And Darrick Morgan has got his signature.

Now because Google has screwed so many people over with their hidden monthly fees, it has made it hard for Darrick Morgan to get people to give up their credit card information. So another one of his tactics is asking the people, "now when you ordered the program, you used your credit card correct?" The answer is usually yes, so he tells them, "well we already have that information on file, which is complete bullshit, and it usually backfires, and he never gets those peoples card information. So his way around that is that he has hired 3 new guys from Mentoring of America, that does the same thing, and are very brilliant and smart young men, including Taylor, (the guy who posted the positive reviews of the company in February 2010,) who build websites for the people who are brought aboard the program, are working to make, and have completed manufacturing the cds and packages that people buy for $1.97, and will be producing their own leads, and therefore WILL have ALL OF YOUR CREDIT/ DEBIT CARD INFORMATION on file, and will use them without your consent against your will. And will continue to run this scam. Along with selling and working with Forclosure Real Estate 100, selling real estate, or at least saying that they are, but it is just another way to get people to invest thousands of dollars into this company which by the way, they split up amongst the people who "qualify' you and in the end "close" the deal, because as most people don't know, this is a commission based job. So not only are you paying thousands of dollars for a website, and the opportunity to work with 20 year old "experts" but you are paying for Darrick and his son Trevor' rental cars, bills and commission for the people working "on behalf of Google."

Anonymous said...

They are also planning on expanding the company to New York, Chicago, and Las Vegas. Beware of these tactics, or any cmopany pretending to be working on behalf of Google, Ebay, Craigslist, Forclosure Real Estate. Because as soon as they are done scamming the American people, and they start generating their own leads, they are going world wide. If you know people that can put a stop to Darrick Morgan, Liz Chaves, Robert Pamplico, Lennon Marx, Porsha Blair, or their new closer Michelle Garl, there is no telling what else they could do. I hope people do some research before giving away their information. YOUR CREDIT CARD IS YOUR BEST PROTECTION TO A CERTAIN EXTENT, BUT GREESY PEOPLE LIKE THE PEOPLE WORKING FOR THIS COMPANY WILL STOP AT NOTHING TO GET ALL OF YOUR MONEY.

THEIR MOTTO IS "MONEY COMING"

Anonymous said...

I AM NOT DONE DARRICK MORGAN, I AM PUTTING A STOP TO YOUR GREED. GET A REAL HONEST JOB. STOP STEALING MONEY FROM THE HARD WORKING PEOPLE OF AMERICA. YOU FUCKED WITH THE WRONG PEOPLE. I WILL STOP AT NOTHING TO STOP YOU FROM RUINING ANOTHER LIFE.


-CHARLES TALLEYRAND

Anonymous said...

HERE ARE SOME OF THE PHONE NUMBERS THAT THIS COMPANY WILL BE CALLING YOU FROM

ALL 661 AREA CODES:

661-702-0015
661-702-0446
661-775-1932
661-775-0536
661-775-1695
661-702-1458
661-257-0749
661-775-2939
661-775-6246
661-257-1729

AND THE MASTERMIND HIMSELF
DARRICK MORGAN
310-927-8910

COMPANY ADDRESS
28542 CONSTELLATION ROAD VALENCIA CA, 91355

Anonymous said...

Do not forget about the worst of them all OSCAR BENITEZ he scammed people out of the most money. He brought in the most amount of money and was derricks "best closer". He brought in the highest amount of numbers and took most peoples money to himself he probably brought in over 250,000 in the couple of months he was working there! Its outrageous! And did anyone mention the fact that him and his wife (that also worked there) were both lying, thieving, heroin addicts that went to jail for three weeks and he still got his job back!
And another note this person Charles who signed the last post has been in jail for two months with three felony charges.

Anonymous said...

YUP THATS RIGHT AMERICA....OSCAR DID MAKE MORE MONEY THERE THAN ANYONE ELSE...AND DID IT WHILE USING DRUGS. THATS SAD! THAT SOMEONE WHO HAD A DISEASE AND STRUGGLED TO GET BETTER MADE MORE MONEY AND DID BETTER THAN EVERYONE. BUT ITS FUNNY TO ME THAT IT IS THE ONLY THING NEGATIVE THAT CAN BE SAID OF THEM, AND THE MOST OBVIOUS OF COME BACKS. IS THAT ALL YOU GUYS GOT? I KNOW THE COUPLE IS NOT BOTHERED BY THESE THINGS BEING WRITTEN, IN FACT THEY WOULD OPENLY TELL YOU THAT THEMSELVES. THEIR ISSUES WITH DRUGS AND THE LAW ARE IN THE PAST AND ARE NOT A PROBLEM IN THEIR LIVES NOW. SO WHAT CAN BE SAID OF THEM AT THIS POINT? NOTHING. AT LEAST THEY FIXED THEMSELVES.

WHATEVER IS BROUGHT OUT IN THE OPEN ABOUT THEIR PERSONAL LIVES IS BESIDE THE POINT AND DOES NOT TAKE AWAY FROM WHAT RJ MORGAN REAL INVEST IS DOING TO AMERICANS ALL OVER THE COUNTRY. AND THE PEOPLE WHO HAVE BEEN CONTACTED AND ARE WORKING WITH THEM TO TAKE DARRICK MORGAN DOWN ARE AWARE OF THESE ISSUES THAT WERE POSTED, AND DO NOT CARE. SO LIKE I SAID, IS THAT ALL YOU GOT?

PORSHA BLAIR NOW HAS A CASE PENDING AGAINST HER FOR BATTERY AND ASSAULT AND HAS FOUR KIDS, LIVES WITH HER MOTHER, IS HAVING SEXUAL RELATIONS WITH DARRICK AND HAS AN ABSCESS ON HER BUTT. SHE IS ATTEMPTING TO INHERATE THE COMPANY AND USE HER RELATIONSHIP WITH DARRICK TO HIDE THE FACT THAT SHE SUCKS AT HER JOB, AND EVEN WITH A "FULL TEAM" AND BEING A CLOSER, CAN NOT MEASURE UP TO THE SUCCESS OF OSCAR. THATS SAD...I GUESS YOUR SHIT AINT THAT GOOD PORSHA. KACI KNEW HOW TO WORK IT THOUGH, TAKE SOME LESSONS FROM HER. AND FOR GOD SAKES, YOU HAVE 4 CHILDREN AND YOU LIVE WITH YOUR MOTHER, AT LEAST THESE CRIMINALS YOUR TALKING ABOUT HAVE THEIR OWN CONDO AND MAKE MORE MONEY THAN YOU.

LET ME REMIND YOU FOOLS ONE LAST TIME THAT NOTHING YOU WRITE OR SAY ABOUT THE PEOPLE YOUR TALKING OF WILL BOTHER THEM, OR STOP THEM FROM DOING WHAT THEY ARE DOING. YOUR JUST SEEING THESE THINGS FOR THE FIRST TIME....YOU HAVE YET TO FIND OUT EVERYTHING AND EVERYWHERE THIS INFORMATION HAS BEEN SENT.

Anonymous said...

YUP THATS RIGHT AMERICA....HE DID MAKE MORE MONEY THERE THAN ANYONE ELSE...AND DID IT WHILE USING DRUGS. THATS SAD! THAT SOMEONE WHO HAD A DISEASE AND STRUGGLED TO GET BETTER MADE MORE MONEY AND DID BETTER THAN EVERYONE. BUT ITS FUNNY TO ME THAT IT IS THE ONLY THING NEGATIVE THAT CAN BE SAID OF THEM, AND THE MOST OBVIOUS OF COME BACKS. IS THAT ALL YOU GUYS GOT? I KNOW THE COUPLE IS NOT BOTHERED BY THESE THINGS BEING WRITTEN, IN FACT THEY WOULD OPENLY TELL YOU THAT THEMSELVES. THEIR ISSUES WITH DRUGS AND THE LAW ARE IN THE PAST AND ARE NOT A PROBLEM IN THEIR LIVES NOW. SO WHAT CAN BE SAID OF THEM AT THIS POINT? NOTHING. AT LEAST THEY FIXED THEMSELVES.

WHATEVER IS BROUGHT OUT IN THE OPEN ABOUT THEIR PERSONAL LIVES IS BESIDE THE POINT AND DOES NOT TAKE AWAY FROM WHAT RJ MORGAN REAL INVEST IS DOING TO AMERICANS ALL OVER THE COUNTRY. AND THE PEOPLE WHO HAVE BEEN CONTACTED AND ARE WORKING WITH THEM TO TAKE DARRICK MORGAN DOWN ARE AWARE OF THESE ISSUES THAT WERE POSTED, AND DO NOT CARE. SO LIKE I SAID, IS THAT ALL YOU GOT?

PORSHA BLAIR NOW HAS A CASE PENDING AGAINST HER FOR BATTERY AND ASSAULT AND HAS FOUR KIDS, LIVES WITH HER MOTHER, IS HAVING SEXUAL RELATIONS WITH DARRICK AND HAS AN ABSCESS ON HER BUTT. SHE IS ATTEMPTING TO INHERATE THE COMPANY AND USE HER RELATIONSHIP WITH DARRICK TO HIDE THE FACT THAT SHE SUCKS AT HER JOB, AND EVEN WITH A "FULL TEAM" AND BEING A CLOSER, CAN NOT MEASURE UP TO THE SUCCESS OF OSCAR. THATS SAD...I GUESS YOUR SHIT AINT THAT GOOD PORSHA. KACI KNEW HOW TO WORK IT THOUGH, TAKE SOME LESSONS FROM HER. AND FOR GOD SAKES, YOU HAVE 4 CHILDREN AND YOU LIVE WITH YOUR MOTHER, AT LEAST THESE CRIMINALS YOUR TALKING ABOUT HAVE THEIR OWN CONDO AND MAKE MORE MONEY THAN YOU.

LET ME REMIND YOU FOOLS ONE LAST TIME THAT NOTHING YOU WRITE OR SAY ABOUT THE PEOPLE YOUR TALKING OF WILL BOTHER THEM, OR STOP THEM FROM DOING WHAT THEY ARE DOING. YOUR JUST SEEING THESE THINGS FOR THE FIRST TIME....YOU HAVE YET TO FIND OUT EVERYTHING AND EVERYWHERE THIS INFORMATION HAS BEEN SENT.

AND LETS NOT FORGET THAT THERE IS NOT A PERSON IN DARRICKS OFFICE WHO DOES NOT USE DRUGS. OR DOES DRUGS WHILE AT WORK. HE DOES NOT DRUG TEST, OR DO CRIMINAL CHECKS. THERE IS STILL ANOTHER EMPLOYEE IN THE OFFICE WHO IS A HEROIN ADDICT, AND SOME WHO MUST TAKE MEDICATION EVERYDAY, DARRICK IS AWARE OF THIS AND PERMITS IT. THIS IS THE TYPE OF COMPANY YOU ARE GIVING YOUR MONEY TO, THIS IS THE TYPE OF PLACE YOUR TRUSTING WILL TEACH YOU HOW TO BETTER YOUR FINANCIAL SITUATION...AND YET NOT ONE PERSON IN THIS COMPANY IS ANY BETTER OFF FINANCIALLY THAN THE PEOPLE THEY CALL. NOT EVEN THE OWNER HIMSELF, AS HE DRIVES RENTAL CARS....

IT MAKES MY DAY TO WRITE THESE THINGS! TO TELL THE TRUTH AND EXPOSE ALL OF IT!

Anonymous said...

This message is for the current employees, and owner of RJ Morgan Real Invest. One of your "setters" contacted me today, and it was very obvious to me by the tone and attitude of this persons voice that they had no idea what they were doing. You should remind yourselves that you make your money by scamming people who do not know any better, or do not have the resources to research your company to the extent they need to. If you actually "close deals" it is only because the client is not too bright, and if that is a victory for you, that is very pathetic. On the other hand I am sure your getting away with scamming bright men and women who aren't so easily fooled, but by all your lies and sneaky ways of getting signatures, ease dropping on phone calls between clients and their banks, and lying about authorization only, these people are victims as well. Either way, none of you people at RJ Morgan Real Invest have any real talent, are not professional or mature in any way, and I can understand how teenagers and young adults could fall victim to working for a company like this, and knowingly partake in scamming people, it comes with the age and part of being a "young brat" but as a mother ( Ms. Porsha Blair) you should be ashamed of yourself and your kids should be taken away from you. Four kids, living at your mothers? I am going to assume your african american. And before you get upset for me saying that...let me remind you that I am aware now that before you call people in your office you look at names, and judge people by their voice. If they are black, you have a special saying in your office for those "broke *******" right? I am curious to know how old you are? I would like to build a profile of YOUR situation, and lets see how I can help you improve your financial goals, and provide a better life for your kids. I will ask you what your pain is, and use it against you as well. And then I will remind you that whoring yourself out is not a good lesson to be teaching your children.

It makes no difference to anyone reading this blog, what you have to say about the ex employee who is exposing you. Despite whatever mistakes or personal choices those people have made with drugs or criminal activity...they still have enough sense to know they shouldn't be working for you! And coming out and providing the truth about this fake company is the right thing to do and i applaud them for doing so, and I am going to get in contact with them and make sure your company is handle the way it deserves. Your company will be shown the same respect that it has shown to the disabled, retired, poor, single parents, and etc.....when you knowingly took the last of their available money, knowing they would not get what you promised them.

Again I thank you Oscar, wherever you are for coming out with this information, may god bless you and guide you and yours in the direction that it seems you are already taking. Redemption is always available for those who seek it, and the past can be left behind. You are doing the right thing, and I hope you do not stop exposing these creeps whatever the cost.

OSCAR BENITEZ said...

How are you doing everybody? This is Oscar Benitez. When I caught wind that there were things being said about myself and my wife on this website, I had to come check it out for myself. It's actually pretty comical some of the things that you wrote.

Let me tell everybody a little bit about myself. Like I said, my name is Oscar Benitez. I am 25 years old, and born in Caracas Venezuela. I moved to the United States when I was 7 years old because my father was cheating on my mother, and she decided to leave that life behind, and move to the states hoping that I would have a better life than she did growing up, since we came from a poor family in a poor neighborhood. It was hard for me growing up in a world I didn't know or understand. I didn't even know the language. I started going to school, and I picked up the language pretty fast. I was a very active young kid, but growing up without a family, and especially without my father was pretty hard for me. The outcome of all of this made me a trouble making rebellious child. I began hanging with the wrong crowd, and started stealing everything I saw. I ended up becoming everything my mother was trying to keep me away from. And my depression deepened more and more every year.

As a teenager, I continued getting into trouble in school, and with the law. The only thing that saved me was music, and reading a lot of books. Mainly of the people I looked up to the most. Like John Lennon, Ernesto "CHE" Guevara, Martin Luther King Jr, Malcolm X, Bob Marley, Tu Pac Shakur, and any other freedom fighter who stands up and fights for what they believe in.

Unfortunately though, my depression was too strong to keep me out of trouble, and I began experimenting with drugs at a very young age. And in the end, after trying pretty much every drug I could get my hands on, I got hooked to the most dangerous one of them all, or at least in my opinion. Heroin. So yes ladies and gentlemen, I am a drug addict and a thief. But I only steal from corporations, and give to the people in need.

OSCAR BENITEZ said...

The point I am trying to make in all of this, is that I have nothing to hide. You can ask me anything, and I will tell you. I did work for RJ Morgan Real Invest for about 7 months, and became a closer in my second month there. I averaged about $10,000 in sales every week, and I was high on heroin while doing it every single day. Even though I was the best sales person on the floor, it doesn't make me a bad person. It wasn't until working for the company for as long as I did that I began to realize what was really going on. And that we weren't really helping people at all, but just making a lot of money for Darrick Morgan. I am sorry to all of the people who I brought aboard that program, and if any of you are reading this information, feel free to contact me, and I will do whatever I can to help you either fight your case against this company, or give you any information that you need. Here is my e-mail address. oskeerhythm@yahoo.com

So congratulations to whoever wrote that post about me, you accomplished absolutely nothing. You didn't hurt my ego, or do anything but show everybody that everything that was written about this company was true. It obviously threatened you enough that you felt the need to write personal information about me on the internet. You obviously don't know me well enough to know that I don't care what anybody thinks about me. I know who I am, and I know that I am not a bad person. Just somebody who had a battle with a very strong drug. And yes, my actions landed me in jail. But it didn't matter how long I was in there for, because Darrick Morgan was just waiting for the day that I got out so he could hire me back and I could continue making more money for him. And yes, I did go back to that job when I got out of jail because I had a lot of legal issues and restitution fees that I had to take care of so I didn't go back to jail. But in the end, I decided that being in jail was better than ruining somebody else's life, so I quit the company, and now I have found a much better, and legitimate job that I enjoy.

So to anybody who reads this, everything that was written about the company above is true and correct, and there is a lot more. If I were to guess what is to happen next, I'd say Darrick is going to change the name of his company, change all of the phone numbers, and generate his own leads so he will have everybody's credit card and debit card information as soon as they order the cd for $1.97. So please be careful and be aware of these "sales tactics" in the future when you get a call from "google" or ebay, craigslist, or any company saying they are helping people create a home based business. Also before I left, they were "helping" people find and buy foreclosure real estate.

P.S. Whoever wrote that post about me, let's see if you have the balls to tell me who you are.

And by the way, Charles Talleyrand was Napoleon Bonaparte's right hand man, not Charles Grace, you ignorant fuck.

Rosa said...

i got a call from this company as well, and i was actually gonna do it. So i got all the way to the end, and Porsha Blair assured me that all we were going to do that day was get registered and set up an appointment with the expert, which i guess from reading all of the above, was just a couple of kids, and that was it. And i was ok with that, but then she started asking me for my credit card info, and i refused to give it up, she kept trying but was not very convincing at all. After that there was another gentleman telling her what to tell me, which i'm guessing was Derrick, and they were telling me that i am very fearful of success, that i was being held in bondage by it. Telling me my credit card was my best protection and this and that. I cant remember everything. But now after reading everything Oscar wrote about the company, it all makes sense to me. And that is how they do it there. By the way, Oscar, i don't know ho often you go on this website, so i am going to email you to ask you some things, ok dear? It will be from Rosa

Anonymous said...

porsha blair is one of the WORST CLOSERS i have ever seen. i worked for RJ Morgan Real Invest and she can not close a deal if her KIDS life depended on it. if she has closed a deal and gotten peoples credit card information it is only because that person was very vulnerable, probably retired and did not have the internet to do a little research.

and by research i do not mean going to the applyki.com website they tell you to write down (which is a real company website but not theirs, and certainly not the one you should look at)

yes rosa it was darrick who was telling her what to say, and he does this with many other employees in the office NOT just her. DARRICK SOUNDS LIKE A FUCKING LOSER WALKING SETTERS AND CLOSERS THROUGH CALLS. "fear is holding you back and all that other bull shit he comes up with that he thinks sounds good..." then when you finally hang up on them, they stay in the office and talk about how dumb you are for not wanting to give up your information.

darrick used to be a performer, and michael jackson impersonator...so he dances around the office and sings on a "good day" and when he's trying to pump up the floor he says " jamon' girl, money comin' "

YOUR FUCKING PATHETIC MAN! YOUR THE ONE WHO SOUNDS STUPID TALKING TO OTHER GROWN ASS PEOPLE THAT WAY ON THE PHONE. and porsha your fat ass is only a closer and team leader cause your abcess ass if fucking darrick, and you can't rise to the occasion can you dear?

she is and has always been jealous of anyone that came to the company and started getting higher numbers on the board than her, and would run to darrick to "write them up" for RIDICULOUS things. anyone that is a friend to oscar beware she hates you right off the bat, and if your showing signs of being worthy of being a closer she will try and put a stop to that cause shes money hungry.

can u see why darrick and porsha are attracted to one another??? two black adults who can not make an honest living doing anything else because their too lazy! and yet they will screen numbers and names before even dialing...

trust me when i tell you that if your name even sounds like a "black name"

(and please forgive me by having to say it this way i am in no way shape or form a racist or think badly of any black person i am just being real and putting it as blunt as they do)

or you sound like that on the phone they will get off as quick as possible or won't even dial your number. THAT MAKES ME SICK AND PISSES ME OFF.

fuck you darrick and porsha..punk ass bitches.


.why haven't you responded to these posts huh???
.where's taylor the "senior coach" to dispute these allegations???
.why is it that you pussies only posted one comment about the couple bringing you down??

WE ALL KNOW WHY, NO NEED TO ANSWER MY QUESTIONS, EVERYONE KNOWS WHETHER THEY SAY IT OR NOT, WHETHER THEY ARE STILL AN EMPLOYEE OF YOURS OR NOT. YOU HEAR ME DARRICK, LIZ, DAN, PORSHA. FUCK YOU. FIRE WHOEVER YOU WANT THIS WILL NEVER STOP.
WE ALL KNOW WHY.

Anonymous said...

Anonymous said...
Do not forget about the worst of them all OSCAR BENITEZ he scammed people out of the most money. He brought in the most amount of money and was derricks "best closer". He brought in the highest amount of numbers and took most peoples money to himself he probably brought in over 250,000 in the couple of months he was working there! Its outrageous! And did anyone mention the fact that him and his wife (that also worked there) were both lying, thieving, heroin addicts that went to jail for three weeks and he still got his job back!
And another note this person Charles who signed the last post has been in jail for two months with three felony charges.

1:49 AM, March 14, 2010


CONGRATS TO THE PERSON WHO POSTED THIS. MY GUESS IS MICHELLE GARL WROTE IT, THE NEWEST ADDITION TO DARRICKS TEAM OF IDIOTIC CLOSERS. YOU SOUND LIKE A 3RD GRADER MICHELLE! YOUR SPELLING, CONSTRUCTION OF SENTENCES, AND EVEN THE WAY YOU TRY TO "SHIT TALK" IS SO FUNNY. YOUR TOO YOUNG STUPID AND NAIVE TO REALIZE THAT WHAT YOU WROTE JUST PROVES OUR POINT THAT THE COMPANY YOU WORK FOR IS A SCAM. HOW COULD OSCAR BE MAKING THAT MONEY AND GETTING HIGH NUMBERS IF THIS IS NOT A COMMISSION BASED JOB????? OBVIOUSLY PEOPLE ARE BEING LIED TO WHEN THEY ARE TOLD THAT ALL THEIR MONEY GOES FOR X-Y-Z AND IT IS AUTHORIZATION ONLY, THATS NOT TRUE CAUSE EMPLOYEES ARE GETTING COMMISSION OFF IT.

Anonymous said...

two posts above mine someone wrote that the employees of rj morgan will screen names on their "lead sheets" for names that look or sound BLACK. if the name and state seems like the person will be black they will not waste their time even calling, or if they are bored they will do it just for fun, and make an event out of it in the office.

( certain regions of the country have higher populations of blacks than others, its just a fact)

The specific term that DARRICK, DAN AND PORSHA use for this is "BROKE, BUSTED AND DISGUSTED"


the truth of the matter is that YOU three are broke, disgusting and are about to be busted.

LENNON MARX said...

So I heard you've lost all of your money makers. That's too bad. Let's see how well you do now. I heard last week you brought in $170.00 as a floor? And a big 0 this week right? We told you it was gonna cost you a lot more that rainy Saturday morning when we had the cops at your office. I remember the big smile on your face when we left there empty handed. Seems like the tables have turned huh Darrick?

"Who says money can't buy you happiness? Look at the fucking smile on my face!!"

Well fellas, now's your time to shine. Money Comin'!!!

Anonymous said...

BEWARE of THIS SHAM!!!!!!!
Mr. Anonymous, Thank you for your posting. I too had stumbled but not fallen into Mzzzz. Blair's spiel. I should have been flagged with the funky phone handling's.... The worm will turn!!!!I'm hoping P Blair sees the light before she's cast into the dark to leave her mother with the raising her children.
Thank you for a lesson well leaned and still having my hard earned cash in my pocket! Bless you!

LENNON MARX said...

Another day in paradox. How are you guys doing this week? Looking for new jobs and careers yet, or are you closers ok with making minimum wage for the time you work for this thief.

So I guess I was wrong about "loosing" your money makers. You purposely tried to get rid of them, because they were friends of mine. Pulling them downstairs and telling them if they stayed in contact with me or my wife, that they would lose their jobs. Just goes to show, to anyone reading this, that Darrick Morgan doesn't give a fuck who's life he ruins. The American people, and even the people who made the most money for him. One of them even has a baby on the way. But you were right to tell them not to stay in contact with us, because while they were on your clock, they were actually working for me. So we still know everything that went on after I was gone.

It's so funny that somebody like me, a heroin addict out on bail could be such a threat to your company. Too bad your lawyer can't do anything about the things being written on this blogger. Because I'm about to be the only person on this blog who's going to be able to expose you the way I'm going to. So many people that have worked for you have said they were going to bring you down, but nobody ever did. I bet you never thought it would be me. This is gonna feel really good.

LENNON MARX said...

You know what's funny to me? The fact that I was high on heroin every time you ever saw me, and I still came in there and blew all of you out of the water. I know that's gotta tear you up inside. My very first day working for that company, I re-wrote YOUR script, and made that piece of shit Darrick so much money with it I made him sing and dance, and that's a fact. And now that I'm gone, and you're not making any money, you are taking my script and using it. No more "silky silky" mother fucker.

You're laughable. A junkie came in there and showed YOU how you should do what you've been doing for so many years. Have fun trying to set like I did. The only thing you're setting yourself up for is failure. You might make some money actually, now that you brought the girl Liz is jealous of back. Because God knows the rest of you closers ain't shit without people like us. The only reason my closer ever made so much money was because I brought him so many prospects. Because the whole time I was your closer you only gave me like 30 sets at the most. Which for a 7 month period is pretty fucking sad. And in the end you were trying to write me up to make you more money. Well FUCK YOU DAN PEARSON. Your "Golden Boy" is gone. You will NEVER get a $2500 check again.

Anonymous said...

dont forget darricks sister company that he owns with his partner Kaci. the company is called International Business Mentoring, but i believe they are calling themselves DK international and also when they call the setter will say they are the "wealth and development team" some dumb bullshit like that.

This companys office is located directly down the street from darricks other office for RJ morgan real invest.

closers in this office are named
Melanie
Mary

EX EMPLOYEE said...

ALL I CAN SAY TO THE ABOVE COMMENT IS THIS IS SO VERY TRUE, YES I USED TO WORK THERE & YES ITS A SCAM, I URGE YOU THE CONSUMER TO DO RESEARCH BEFORE BUYING FROM THEM.
AS FOR TAYLOR POSTING THINGS SAYING WERE ALL JUST EX EMPLOYEES POST THIS BS, YEAH WELL GUESS YOU HAVENT SEEN THIS COMING BUT THAT'S COMPLETE BS & A LOAD OF CRAP DONT FALL VICTIM TO YET ANOTHER SCAM

Anonymous said...

International business Mentoring is not a scam or is DK International. The people that are saying these crazy things are drug addicts are were fired my the company. The were arrested at walmart and are coke heads and crazy...they are sick people.. THE BEST ADVICE I COULD GIVE YOU IS TRY THE PROGRAM FOR YOURSELF I HAVE AND IT HAS BEEN GREAT. THEY WILL GIVE YOU A REFUND IF YOU ARE NOT HAPPY!!! SO WHY WOULD YOU BE SO UPSET UNLESS YOU GOT FIRED!!!

Anonymous said...

My name is Susan, and I can not speak about RJ investments but I am currently working with International Business Mentoring /DK International and have talked to Kacie Habib and she is a great caring person. They have helped me get back on my feet after losing my job. I am now bringing in extra money every month. The people on here sound crazy and I would differently recommend this program to all my family and friends

Anonymous said...

Susan Klingingsmith
was not successful because she did not have a working computer what an idiot now she wants to blame everyone else for her problem.. International Business Mentoring even offered to buy her a new computer.. I believe they are taking her to court for the f alas allegations she has been posting

Anonymous said...

Please I HOPE EVERYONE HAS ENOUGH KNOWLEDGETO NOT LISTON TO EX EMPLOYEES WHO ARE EVEN STAYING IN THERE COMMENTS THEY ARE ON DRUGS....WOW

Anonymous said...

Wow with those spelling and grammar errors...looks like the employees from DK/IB Mentoring making the new posts must be on drugs...that or retarded?

Spotter said...

As the owner of the blog, I welcome the business in question to respond to these allegations. I would prefer it, however, if they could pay a little more attention to detail in spelling and grammar, and refrain from posting several anonymous comments in a row (such as the four comments in eleven minutes, above) to make it look as though they represent the views of several different people.

Thank you.

kat benitez said...

im the "druggie" whos just mad i got "fired" being talked about here.

yeah, my name is kat, i worked for international business mentoring and a few months later i worked at dereks office rj morgan real invest. i will say that Kacie is way more professional and knows what she is doing. her company is on top of things, they treat their employees with respect, she is a very quick savvy business woman, and she is more successfull than derek. they have compeitions between the two offices to see who can make more money each week. and usually Kacie's office does better.

in response to everyone who says that we are just retarded ex employees who are on drugs and are just pissed off because we were fired from the company let me tell you, that YOU are the stupid one, for writing about something you KNOW NOTHING ABOUT. i was not fired from derek's office RJ morgan real invest. I FUCKING QUIT! derek pulled me aside and told me to re consider my decision and think it over, and i told that pathetic excuse for a business man to go fuck himself, because his office was a joke.

continued below....

kat said...

(kats comment continued)


...and i dont see what having a problem with drugs has to do with any. wow, congrats...the only thing you can say is "they stole from walmart, and they do drugs!" DOES THAT CHANGE THE FACT THAT YOUR COMPANY IS MISLEADING??????

does that change the fact that derek himself said i prefer to hire people with criminal backgrounds because they have a past that makes them better sales people. he knownigly hired a felon,and had that man in charge of the sales floor. he knew several of his employees were using drugs, and what did he do??he wrote up one particular employee for using drugs AT WORK!not once but a few times! he knew this was going on, but because this employee was making the most money every week he could not get rid of him.so i just laugh when i read these comments about how we used drugs. that didn't matter to derek one bit,he wants criminals and people of that nature to work for him,because they need to not care when it comes to taking good hard working peoples money.

please someone tell me from dereks office how the company your working for is not a scam???

in the script you memorized and read to people...do you say anywhere in there that your job is commission based.that you make 8 dollars an hour, plus commission as long as you hit 5,000 per week.

do you tell each caller, that depending on how much they say they have available on a credit card, is how much your closer, oh excuse me your "senior director" will say that is how much they need to invest to come aboard the program? and even from there if your caller does not want to invest a certain amount you then lie and say well we do have scholarship funds available that will put in some so we can bring you in for whatever amount.

someone,please tell me how that is not a scam???? you idiots keep coming back and posting the same shit OVER AND OVER."dont believe these comments,these are druggies who were fired and they are just pissed off! our company is not a scam,i recommend actually trying the program and u can decide on your own!"

yet no where has anyone addressed the shit i said above.no one ever comes back to debate the fact that its a comission based job,that you lie about how much the program costs depending on if you have a rich or poorer caller,and mainly that a person who invests 5k is going to get the same shit as the person who invests 10k!

so go ahead post another comment coming back with shit about my personal life,shit that REALLY DOES NOT OFFEND ME OR OSCAR...and keep not responding to everything else i wrote. maybe you should actually clarify what trying the program out for yourself really means.be honest and just say that if you invest anything lower than i think 1200 all your going to get is a welcome call from the "expert"...thats what trying the program for yourself means.

continued below.....

kat said...

all this company is hoping you do, is give them the authorization to run your card,they will do it anyways even if you dont, but if you do...you will NOT get your money back after three days.and if you take that "welcome" call from the expert...that is the companys way of saying that you already participated in the program therefor can not get your money back.

again, someone from kacie or derek's office please respond to that?

this company is a joke.but the biggest joke of all is derek morgan.this idiot rents his cars,he doesn't pay the power bill or even the phone bill. in the month that i worked there, REMEMBER I FUCKING QUIT...i came to work,and the phones were not working.we sat there for a few hours with no phones watching dereks dumb ass run around and make the funniest excuses as to why they weren't on.he told us they weren't working because he had the phone company change what came up on the caller ID when we dialed out.WHAT A JOKE!then there was the time we had no air conditioner and the office smelled like shit,it was hot as hell, we had no lights,and this moron wanted us to believe that the company next door broke something,and that our office just so happened to be the only one without in the entire building!!

this is where i have to hand it to Kacie for always keeping her company professional and on top of things.she would never let her shit slip that bad,and more importantly think she was smarter than all her employees and get a lie past them.derek really does believe he is smarter than everyone and more clever.thats what makes watching him so fucking funny.cause he's a loser.your son is a loser...your the kind of kid who hears something and then repeats it as if it were his own thought.

the best part is that there is not one employee that worked there, that did not talk shit about derek and trevor, or make fun of them for the same things i am saying now.so derek really thinks these people buy his bullshit,but they turn around and share it,and talk shit on him.

continued below....

kat said...

im going to end this long comment post by saying that in life we need to grow and learn and continue to better ourselves,and better our lifestyle and give to the world and humanity as much as possible. in life, we all fuck up, make mistakes,go down paths that are wrong...i am 22 years old, i have been through a lot in my life, and experienced things that have taught me what is right,and what is wrong.people can not be judge by their mistakes,or their past. if you go through something,and come out at the end of it not a changed person,having not learned anything then there's something wrong and you deserve to be judge.i'm talking about my husband and my problem with a drug.we were not two people who had been doing that for years and years.we had a problem for several months.that doesn't define who we are.but u people are fucking losers,and i dont expect you to understand that.we are young, in our twenties and we fell victim to something more powerfull than us.does that make us bad people?NO. does that mean that we are incapable of changing?NO.and does it mean that people ten years from now can point at me and say, "shes a druggie!"NO. my man and i are young,we have our entire lives ahead of us,and we do great things for the world, and our lives everyday!since working at RJM and our incident with walmart,my husband and I have stayed clean of all things,he doesn't even smoke cigs,no pills,no pot!i went back to working as a Nurse Assistant,my husband just got his license as a Nurse Assistant as well and will be working in the same hospital as Me this summer.we got our own condo,decorated it and bought nice furniture,we are renting now,but by the fall we will have purchased and paid in full for the condo and we will own it!the beginning of next year we will be in south america for two months,visitng family in Venezuela,but also traveling to nearby countries.so hows that for change derek????? id say we are a lot better off than your lame ass,and all you employees making 8 bucks an hr!to continue to point a finger at me and call me something that im not just makes you look even more pathetic than you already are.i know nothing has changed for you.i gurantee you still have the same shit going on in your life,and your office.the only thing that changes for you is the people working there.and the sad thing is that being the age you are,you should no better.you learned nothing from your life experiences, if anything they taught you that what your doing is okay.and its sad,because you really by your own bullshit.i dont know how you could look yourself in the mirror. i wake up feeling blessed everyday,that i was strong enough and loved myself enough to take back my life and make my dreams come true.i go to work and i help people everyday i make a difference in a positive way.you are putting negative energy into the world,dishonest,invasive and lies,thats what your worled consists of,and like i said at your age,you should know better,and you should be able to make an honest living doing something else.

so before you post another comment saying we are just mad cause we got fired and we do drugs,take a good look at yourself.maybe one of these days you will actually find a way to respond to the facts im writing about your company,explain how your not a scam when everything i wrote is true.all you can keep doing is trying to make us look like non crediable people because of things in our past,things that are no longer true in our lives and run away from the truth about your own life and company.

kat said...

OH AND ONE MORE THING....


if you are a individual researching this company and your trying to find out the truth,and you are considering investing...please email me first.if you do not want to speak with me,i have many many names and numbers of others who "particiapted" in RJ Morgan,people from all over the country, and they can give you their personal experiences,and the bullshit they were given.my work is still in progress,derek do not think i stopped...im just making it all perfect.its been a lot of work,hours of talking to people on the phone,getting connections to a famous reporter and camera man...meeting with them in person,bringing all my evidence...

kat benitez said...

katgarcia06@sbcglobal.net

please email me,and i can provide anyone who wants to know the truth about this company with everything!!!


its funny because the people posting trying to defend RJ MORGAN keep saying to try the program for yourself!!!

well...ok fine then....who better to talk to then people all over the country who did just that.learn from their experiences,and dont make the same mistakes they did.i will get you in touch with over a hundred people who were victims!


they bought what they were told,they invested thousands of dollars, and GOT NOTHING.nothing but a welcome call,and a book mailed to their house,and when they signed for it, RJ MORGAN uses that to say you signed the contract, you took the welcome call and you cant have your money back after three days.RJ MORGAN will tell you, your going to work with a tax expert and all this bullshit,and its really just some college grad,sometimes not even that,sitting in some cube reading off another script.

AGAIN...KATGARCIA06@SBCGLOBAL.NET

IF YOU WERE A VICTIM TO THIS COMPANY PLEASE CONTACT ME ASAP, SO THAT YOU CAN BE REPRESENTED AND APART OF OUR NATION WIDE CASE AGAINST DEREK MORGAN,ALSO FOR THE NEWS SPECIAL.

kat said...

i have just been informed that in an effort to save his ass,derek has made some changes to his company.

he should know that these changes certaintly do know change the circumstances on which the people who fell victim were taken for a fool.just because you are now paying 12 dollars an hour and no comission...does not change the fact that you were paying comission from people's investments in the past.they believed their money was going towards "all the tools and software needed to get their business up and running,and their time with the expert and tax consultant"

derek...you can't trust anyone...im in your office, and i know things.beware of people working for you, you moron!you'd really just be better off shutting down, because you cant keep this up forever.soon...very soon!

so go ahead and change the script(using mine and my husbands revised script! haha) change the things you allow your setters to say...its not making a difference, i know you think it is, but that just goes to show us all, AGAIN how pathetic you really are.your an old pathetic man, who has no real skills other than performing as a michael jackson impersonator...which now days you have used to perform and pretend to be a business man, who is offering a service....a service that really does not exsist.

SMOOTH CRIMINALS MY ASS said...

way to go KAT! lets be honest here...there was maybe 3 people in that office that did not use drugs. a certain group of us smoked pot,on our breaks...both team leaders porsha and dan knew about this. dan also used opiates and when he was sick would have to leave work, until he finally got on medication to help him....almost everyone that has ever worked there in the last year did some type of drug...and derek knew of this. so why single out two people,just becaues they wrote on this blog?

everyone did that shit there, and they were not the only ones stealing from walmart.michelle went nuts taking tons of things,she also got caught.both team leaders Dan and porsha would ask the girls to get them certain things they wanted for their desks.everyone in that office made a list of items to get. again,and derek knew of this.

and a couple more things you forgot to mention kat..are that we were also telling people "Google was preparing to put out an infomercial and we need success stories..." THATS BULLSHIT! their is no infomercial...no scholarship funds! no way to get your money back!we also quoted people an amount of money they would make, which is illegal.

DEREK IS ONLY NOW TRYING TO CHANGE THINGS HERE AND THERE BECAUSE HE'S AFRAID OF GETTING IN TROUBLE. NOT BECAUSE HE REALIZES WHAT HE'S DOING IS WRONG.HE STANDS IN THE OFFICE AND TELLS PEOPLE WHAT TO SAY ON THEIR CALLS...HE'LL TELL YOU THAT IF YOU DONT WANT TO GIVE YOUR CREDIT CARD NUMBER THAT YOUR AFRAID, AND YOU HAVE "FEAR TALKIN TO YA" WHAT AN IDIOT.

good luck kat, do what you gotta do and take that loser and his son down!

Anonymous said...

I think that some of these EX employees of Rj morgan need to move on. By posting scripts of the conversation is useless. All call center companies have a scripts. What does that prove? Maybe being bitter about being fired isn't the best way to go. Move on with your life. Getting on the Internet and posting full page complaints seems extremely useless and unproductive. Everybody is trying to make a dollar , who are you to tell that company that they are doing it "wrong" by "scamming" people.

kat said...

again,none of these posts come from employees who were fired.whats the point in doing all of this....well...it just so happens that there are people in this world who actually give a shit about others and strive to help in any way they can. by posting the script we can prove to the people being scammed that what they are told on the phone is something EVERYONE is told.this company is doing something wrong, not "wrong" and they are scamming people, there's no other way of putting it. i dont see anything about what any of us have written as being a waste of time. if it can help people throughout america save money and not fall victim to this...and keep money out of Derek Morgan's pocket then I would spend all day everyday on here working to make that happen. In many cases, the people who fall victim to this are elders who are living on a limited income...SSI,they have just a few thousand dollars on credit cards for emergency, and they are familiar with operating a computer, much less the internet. these are RJ Morgans favorite callers, naive, uneducated about internet scams, and lack enough energy to really research RJ Morgan...they are suckers for fast talking sales reps.When you think about it like this...thats someones grandma or grandpa...it could be yours...how would you feel if your grandparents, or parents who were retired or eldery and had limited means were taken for everything they had. I know of specific cases were people with mental disorders, illnesses, and even people who were hospitalized were feed RJM's bullshit, "invested" thousands and were left with nothing but a welcome call. that is wrong, and makes me very angry to know that Derek has no remorce or feelings about doing things like that.As long as he is able to get a new rental car every few weeks,and keep his new two story five bedroom or more typical beautiful Valencia home he could give two shits about what he took from someone across the country.

Again...no one can comment or debate any of the facts about RJM, IBM, DK International and so forth...because it is fact.

they are now paying 12 dollars an hour plus bonsus if you reach the required weekly quota instead of the 8 per hr plus commission. WHY DO YOU THINK DEREK IS MAKING THESE CHANGES??? ISN'T IT OBVIOUS???

Anonymous said...

This is a terrible conniving company! I was hired and then fired in three days for three main reasons.

1. I asked too many questions. I told one of the managers that I knew it was a scam...He just laughed and said not to worry about it. I cannot believe that people are allowed to commit this kind of fraud. They mislead their clients into thinking that they are eligible for a grant...even when they know that they do not qualify!

2. They kept telling me I was loaded...I told them my about my condidtion...they told me to come in...then they use it as a reason to fire me.

3. They pay late...They are so unorganized that their AC goes out and Phones go dead. One salesman said they lost their lines a mere 2 months ago.

In short this is a chop shop. If you have seen boiler room you'll know the type. This is exactly how they operate. They are reckless and arrogant.

Their client's don't read this but if you are looking for a job stay clear if you have a shred of decency or ethics

Anonymous said...

I was hired by RJ Morgan Real Invest as a "setter" on Monday 8/24, and I quit today, 8/25. "Why?" you may ask... I’ll tell you.

Upon showing up for training, we were given a script that we were to read when calling people [which I will post later]. Most of the posts I have read are about starting an online business, that I know nothing about, HOWEVER, a "grant program" or "grant packet" that you may [or may not] have purchased recently will be the new reason you are being contacted.

The guy doing the training [I do not know his name], said a few things and were red flags for me. For instance, "we want their credit card information, not their debit card. We don’t want to take any money out of their account. We use their credit card to protect ourselves and them. That way if they want to dispute the charges they can." this shouldn’t even be a thought process if you’re an honest company with an honest purpose. I also inquired as to how the process worked, and subtly inquired as to why an investment of several thousand dollars for a scholarship counselor was necessary, and was given the run around, and "you guys don’t need to know that, that is the closers job, all you need to know is what is on this script." a compartmentalizing company that doesn’t tell you it’s processes... hmm... another red flag. Yet another red flag is that almost everyone in the office is below the age of 30. Virtually everyone is in their 20s. I have worked in several offices, and let me tell you, this is not generally how things operate demographically. However, youth are far less likely to catch onto what the company is doing, and even if they do, they are too broke to leave their precious paycheck. A third red flag was that they claim to be part of the "Grant Program" in our script, which they are NOT. They told us not to mention our actual business name because people "wouldn’t recognize us, they only know us as the Grant Program" buuuuull shiiiiiit!

Anonymous said...

Now for the script...

"INTRO: Hi, is this ___, my name is ____, and I was giving you a call to touch base with you pertaining to the Grant Program you purchased not long ago. I this the first time you have applied for a grant or do you have experience in the grant program already? I assume you are applying for a grant to receive money for a particular reason, is that right?

BLAST: well the reason I am calling is because the Grant Program has asked me to be on the look-out for a hand full of people who are serious about receiving a grant, but just lack the knowledge or direction. Now, in the next 8-12 months we are preparing a new infomercial and we are looking for success stories or testimonials that will compel others to order our program, like you did. There are over 10,000 grants available for U.S. Citizens and billions of dollars in grants funding, but only a hand full of people how to tap into these funds. But we have put together what we call our SUCCESS TEAM that will work with you one on one and take you step by step to assist you with your grants. Now we can't work with everyone but I will take a profile of your situation and find out where you are financially and where you want to be financially. If I feel you are a good candidate for our program, I will submit your profile to my SENIOR DIRECTOR [aka the closers] who will make the final decision about who comes aboard for our program. Is this something you would like to be considered for?

PROBE:
Are you working or retired?
Do you own your own home or are you renting?
Are you married? -If yes- Will your spouse be applying with you to receive a grant? -If yes: get spouse on the phone-

GOALS: (Paint the Picture)
[Yes, my script actually says that]
How much money do you need for a grant?
What will you like to do with that money?

Anonymous said...

Script Continued....

SHOW ME THE MONEY:
[Yes, it says that too... disgusting, I know]
Now we try to assist our clients in the program to pay off negative debt. Now is I wrote you a check today to pay off all you debt how much will that check need to be for? And out of that amount how much will you say is credit card debt? Now is that over one credit card or a few credit cards? Is the card master card or visa? What is your current balance on the card? What is your current limit on the card? Is the card still active? -do for all credit cards- --if they have no credit cards or very little available on their credit cards-- say, how much money have you set aside to assist you with the grant program, without taking food off your table? And where is that money? Stocks, mutual funds, or checking account? Now, is your checking account set up like mine that has a debit card connected to your checking account?

BRACKETING:
Now, our goal is to assist you with your goals to promote your success to also help others build their success. Have you ever heard the term OPM? Well, that means OTHER PEOPLE'S MONEY. We teach our student to use the banks money or credit card leverage short term to help with the preparation for their grants. For example, if you invest $5,000-10,000 on your credit card and receive a grant for $50,000, or if your invest $11,000-15,000 and you receive a grant for $100,000, is that a good investment or a bad investment? And when you receive the money what’s the first thing you are going to do with the money? Right, pay off your credit card, you got it!

INVESTMENT:
Now if you are brought aboard our program there is a ONE-TIME investment that goes for all of your assistance in the grant program with your expert and any questions pertaining to the investment in the program. Are you willing to make an investment TODAY, if everything makes sense to you?

Anonymous said...

Script continued....

WRAP UP:
Now I do believe that you are a great candidate or the program, but I don’t make the final decisions about who comes aboard. I would like to put you on hold and take your profile up to my Senior Director and see if he can speak with you. How I don’t have any fancy elevator music, so please don’t think I hung up on you.

[5-10 minutes later, depending on how fast they fill out the form and hand it to one of the closers, who is NOT in a meeting, but sitting only a few cubicles away]

I have some great news! He does want to speak with you. He’s wrapping up a meeting and he would like to call you have within 10 minutes. Will that be okay? I do have to tell you he is not under any obligation to bring you aboard the program but I will put in a great recommendation for you. It has been a pleasure speaking with you and I wish you great success."

Now you can criticize my spelling and grammar all you want, say I left because I couldn't handle is [because one day of training was oh so difficult, not to mention I was probably about the second best out of our group of over 10 new employees]. You can say whatever you want about me, but that doesn't change the facts about RJM.

David Araujo said...

This Message is for Oscar Benitez

Hey man this is David i dont know if you remember me but i was the guy who trained Dan Pearson and most of the new hires when you first started I have never said that i would bring Darrick down but ever sense I left RJM I have felt guilty for scamming all those people and teaching others how to do it. I want to let you know that i got your back with any info you might need remember I was Darrick's number one man before Dan Pearson. As for anyone who is reading this the whole program is a scam I was there a month after the company started we were making phone calls on cell phones and didn't even have desks at first I believed that the company was legit but as time progressed thing got more and more shady. anyone who wants information about the company feel free to contact me as I feel personally responsible for hundreds of people losing their hard earned money and savings as I was Darrick's first Closer in the Office and I trained many off the people who have taken your money, i trained Dan, Porsha, Michelle and many others..... I tried to pretend like nothing ever happened but i found this site today and I just couldn't keep it to myself any longer. you can reach me at davida2099@yahoo.com

Anonymous said...

Darrick Morgan has scammed people under different business names for years. He doesn't have a problem hiring ex felons because he served time in prison himself for fraud, forgery and perjury. Darrick was also found guilty of molesting his daughter and his parental rights were terminated. He is a career criminal and will never stop, he has no remorse for any wrong doing towards anyone! Anyone affiliated with him will protect him and the company as long as they are making money off of people. Is it true to say, like father, like son?

La Oister said...

I recently quit working at 'applied knowledge' and although i never planned on working for long due to some previous plans i had, the time i did spend in that workplace was unbelievable...one, i figured out right away that this was a scam, and by listening closely and paying attention to closers around me i noticed where they trap most people. wen someone agrees to invest, the closer then takes down the credit card info and assures the people that their card is not going to be charged but the info is only to assure that they reserve a spot for themselves, afterwards they have to go through compliance, a recorded part of the conversation just for their records. they are told that the person conducting the compliance 'is reading off a script and knows very little about the program themselves, therefore answer yes to all the questions they ask and hold any questions till after the compliance is done,' in the compliance they are asked 'do you (full name) authorize a charge of (x amount) on your credit card ending in (xxxx)?' of course the answer is yes then if anyone want to sue afterwards or try to get their money back then they are screwed.
also this is the most unprofessional company i have ever worked for , employees who may be 5-10 minutes late for whatever reason are written up, but come lunch time and always the team managers are about 2 hrs late and actually more than often drunk. But really who wouldn't be wen the boss is buying, its happy hour! and the payroll is always in question. missing hours and bonuses are always the talk wen the checks are handed out. Recently two people that i know of quit because of these mysterious missing wages.....
many of the employees working there are young or have children, they are just told to do something and they do it in anticipation of a weekly check. but at the end of the day the people being scammed should also be brought justice...in one week almost 250k was made off of the investments of people who just wanted some financial relief from their situations...and most of these people are senior citizens...
RJ Morgan is no longer on constellation rd. they've moved to the west side of the 5 freeway...as soon as i get the address and phone numbers i will post them.

Anonymous said...

Their New address is 29003 north ave sherman, valencia ca 91355.

Call me Sophie said...

I was an employee at this company... now known as RJ Morgan real invest, for about a 2 weeks. can i just say it was disgusting how a lot of them know whats going on and continue to work there. its just sad what some people would do for money---clean out retired, sick old people from their savings and security checks. i didnt know the truth till the night before i quit. since i got hired it was scetchy.... first flag was.... when our hiring manager taylor said... never give out our company name. If the caller had a question that wasnt in our scrips hed tell us to say "thats a great question and my senior director can answer that for u. this senior director is between 20-25 yrs old. so yeah they have great experience. BS!!!. one day i asked a co-worker, "where does all the money go from the ppl who invest" he just laughed and told me "dnt worry about it. its ok. why, do u want a raise?.. Go into Darricks office and he'll give u a raise" the tone that was used yelled sexual harrasment. its funny how they give u all those rules on sexual harrasment n they follow none. in fact its more of a play book. another flag... EVERYONE is sleeping with everyone and if they're not, then they're deff trying. they all do drugs. show up still rolling or coming down from something. every break is a "lets go get high" break. A big flag... they take 3-4 day vacations EVERY month "on the company money" AKA retired ppls money who think they're investing in something good. lunch break for everyone but the "setters" is like 2-3 hrs long. Darrick never once even cared...after all even on a "slow" day his chop shop workers bring him in a good 25-40 thousand. its so disgusting the phrases that were used in there.... his was "money coming!!" the setters sometimes put BBD on their "lead sheets" which stand for Broke-Busted-and Disgusting.

I just hope someone can get this guy. its not right. n the people workin there who know whats really goin on (not all do, honestly) and still stay there should be socked.

this is a direct line to Tayler: 661-775-4820

Oh! and i remember when i got hired they said "excure the mess, we just moved into this bbuilding. we're a fast growin company" which is true BUT! they moved because the cops got way to close to the old place! FUCK DARRICK MORGAN!!!

their address is
29003 north sherman street
valencia,

Anonymous said...

Interesting fact about the company: it's legal and not a scam. The government knows about programs like these and all they do is ask them to pay taxes. Now are programs like these unethical? Yes they are. Can you sue them for it? No you can't. Now the question of the day: Are you wasting your time trying to bring down companies like RJM? Only an idiot would say no. So be careful citizens of America. Be careful.

Anonymous said...

Exactly. a SCAM is ILLEGAL. This company isn't scamming anyone.. First and foremost you aren't being promised anything. They don't do any earnings claims and proceed to make you understand and agree to it during the compliance. So they aren't telling you, you won the lottery and need to pay X amount to receive the "prize". However, what you are being offered is coaching. AND THATS EXACTLY what you are getting, a personal coach to help you on your Government grant funding process. Is the program overpriced? absolutely! But so are the jeans that I'm wearing. No one puts a gun to your head for your credit card number, and no one threatens ANY ONE to join the program. So all of you can say everything and ANYTHING you want about the company.

Fact is what they are doing is legal. They are selling an over-priced coaching program. True religion are selling Over priced jeans? Are you trying to sue them too? Now, I understand that the people who initially join the program are desperate perhaps elderly people. But, like I said nothing is ever promised to you earnings wise. You are told exactly what you get. A COACH. to HELP you fill out paperwork.


So everyone keep saying whatever you may have to say about the companies you've mentioned, you can say they look funny. BUT how do you look funny with a pocket full of money? LOL

Anonymous said...

No offense to the ignorant anonymous posting above this, but you are an idiot. RJM makes the most guarantees and earning claims I have ever witnessed. It’s in the set and the close. Its clients enter the program expecting to receive these grants and when they are sent off to their first coaching session they are absolutely shocked. They aren’t being sold with the belief that the company sells coaching but with the belief that they are receiving “Senior Citizen Grants” or “Home Renovation Grants.” You name a situation and you can expect to hear a falsely labeled grant just to bring the customers in. Anonymous posting above stated “how does it look funny with a pocket full of money?” This sounds a lot like something Darrick Morgan (money comin’) would say. Regardless, you are a terribly misinformed unintelligent delusional fool. The company is going down under. Let me answer your question with a question of my own. Have you ever heard of the term “chargeback?” That’s beside the point. Darrick Morgan has been shorting his setters on their commission along with his other “associates.” In some cases he has paid his closers on deals that have canceled – i.e. Porsche Blaire, Dan Pearson, and Tiffany Delaplane. But I’m not trying to drop names here. I’m sure they have been shorted on their paychecks as well. I’m sure he has tons of other issues as well seeing how poorly the company is being managed. OH and back to the question, “how does it look funny with a pocket full of money?” Darrick drives a 2009 Nissan Maxima. He constantly brags about his fortune and prosperity (in a very materialistic way) and how others envy him for it, however he drives a $29,512.00 car (retail I might add). He’s brought in over $200,000 in a week before and possibly $500,000 in a month. I don’t know the numbers just don’t add up. Riddle me this: How does one have a pocket full of money, with nothing to show for? And please don’t respond to this with trips to Vegas or Cruises. Thank you.

Anonymous said...

Hahahahaha who cares what he drives. What they do is legal stop wasting time trying to shut anything down. If anything shut ur mouth.. And what's with naming names of closers? Someones jealous..lol. And for the earnings claims the setter isn't allowed to do an earnings claim nor the closer.. If any client was quoted an earnings claim but in the compliance answer that they didn't.. That's on them everyone knows what a compliance is and if they are on there saying nothing was claimed to them... Then wth is your argument? It was a job u had and didn't like, enough move on... Hahaha you're pathetic and wasting time trying to do anything about it. Look how far back these comments go. Obviously not one shit has happened if anything RJM inc. Got bigger.

Good riddance

Anonymous said...

Does anyone know Darrick Morgan's home address?

Anonymous said...

actually yes, i know exactly where darricks house is, and i will post that on here asap...

and to the recent posts that are saying we are wasting our time in trying to get rj morgan shut down...your a fucking moron, and its probably being written by someone close to darrick who still works there.my guess is its probably someone who was mentioned in the posts like ohh dann or porsha.your missing the point about this post if you think we care that much if the company gets shut down. i for one could care less, my issues are with darrick morgan, as are EVERYONES ON HERE.and what i personally tried to do was hit him where his pockets are because thats all he cares about.

and id say that YES something has be done to hurt darrick morgan. for one he no longer has an office in valencia, it seems his new office is in sherman oaks.that right there proves we got somewhere, cause im sure he'd still be out there near his home and still be driving his mustangs instead of a nissan.he moved to the valley because he also couldnt keep employees at his work for more than a few weeks, and if you ask around his office even to this day, everyone in there hasnt been there for more than a few months. no one wants to work for him and the name darrick morgan and rj morgan real invest, or the success and development team, or now calling themselves the grant program...those names are trash in the santa clarita valley, and that directly hurts darrick where it most seems to matter, his $$ so he had to go to the valley.and people who have recently quit...he had the same problem at his office in valencia.AC<POWER<AND PHONE LLNES HAVE BEEN GOING OUT IN DARRICKS OFFICES SINCE 09...LAST YEAR!! and its still happening...hellloo! who cares if by text book what he does is LEGAL. its still a scam.thats why they had to redo their script.look for yourself...its all posted in the earlier scripts..and since we exposed that they couldnt say that anymore, darrick tried to get people like kat and oscar in trouble for what they were doing.he also told people in his office if they talked to oscar or kat they would get written up.they had to change what they were saying in scripts because enough people have know seen this site and are more aware about scams like the one darrick is running and they arent doing them.theres no way that a company like darricks will grow bigger or as the years go by gets more deals, or more people to invest money into the online bussiness program he was selling in 09 and early 10, and now is promising a grant program...give me a break..people talk,they tell family members and friends after they are victims to these kinds of companies and they TALK.something like that is something that everyone across america is talking about and its been on the news, who cares if the government doesnt care because they are getting taxes from companies like this...american people something that is seperate...they care and they talk and they see the news...and they people like darrick are shit out of luck because he cant bullshit for very long,his employee sit in their office for hours and are probably only on the phone for 2hrs out of an 8hr work day.every single one of them,including his closers who have longer scripts.only a few ppl in his office actually get deals, and thats usually set up by the closers or team managers,who gets better leads or fresh leads as they call them.darrick is slowly but surely losing his crip on this company and thats why so many drastic changes were mad.the company stopped paying comission and now only pays hourly because the fact that employees recieved comission was a red flag.

fuck darrick he is a loser.we all know it, and even if he has a different building or he's calling his company by any name, the purpose of this post is to expose darrick morgan and get him in trouble.go after darrick and you'll see the company get shut down evently.maybe not by government,but by darrick simply not being able to anymore.he's already been to prison for fraud.

Anonymous said...

HAHAHAHA, DUDE! JUST SHUT UP IF YOU DONT KNOW ANYTHING.

first off, HE IS STILL IN VALENCIA WHERE THE HELL DID YOU PULL SHERMAN OAKS OUT OF? LMFAO. He is now in a much BIGGER office.
second off, he does offer commission. Its two pay structures. 1 (8/hr+ Commission) or a solid (12$/hr). GOD.
where the heck did you get your info from? Your whole comment was dumb as hell. there is billions of people, out of them he recruits 100's of them to join the success and development team.. You have no idea what you're talking about. His new office doesn't use cellphones, it has a/c and its huge. and NOT in sherman oaks.

Im not sticking up for him, but if you want to "expose" someone or something. LEARN YOUR FACTS YOU IGNORANT FUCK. and use your peanut brain before you type anything out.


His success and development team is VERY VERY clever, and if someone is dumb enough to fall trap in it so be it!


Pockets full of money people! $$$$
dont know about you but how are you in this LOVELY LOVELY recession??


MwUAHAhaAHahahahahaha >:D

Anonymous said...

LOL. its actually Sherman St.
Not Sherman Oaks... if you're going to read comments above make sure you read them right.. i love how you assumd it was sherman oaks.. and then continued to ramble on.

PS if you have is home address why didnt you post it? cuz you don't have shit. you are almost as pathetic as he is.


RJM, sadly is GROWING.
and better than ever, bringing in at least 100,000 a week on the grant program.

another sadly, is the government knows about floors like these.
But as stated above the companies have to pay a huge chunk of change in terms of taxes to do this. It doesn't hurt there pockets but I know the taxes are somewhere in the ballpark of 50-60,000k a year.

perfectly legal.
thats united states for you.
$$$$ talks. people. $$$ talks.

Anonymous said...

get a real job, a real career, stop reading off a script and pretending your in boiler room.if derek is so successfull how come he went from being a dancer,and working as a double for michael jackson to buying and selling leads,and training people in offices with boiler room as an introduction to how his company works? and i worked there....his power, ac, and phone lines have gone out many many many times.maybe he is at a new and bigger office, but give it time...shit will go down eventually there too...what more do you expect from a company that has derrick morgan and trevor morgan running it.biggest fucking idiots ive ever met. everytime those morons walk someone through a call the person on the line fucking hangs up,they cant even close. bottom line is there are more posts on here that all say how big of a joke this guy and his company is. so no matter how legal it is, or what information we may get thats not correct about his current situation, we all know what it was like to work there, and obviously from current employees post nothing has changed.

Anonymous said...

JUST TO KEEP YA'LL UPDATED!!
LET ME START THIS COMMENT BY ME SAYING THAT KARMA'S A B****

DARRICK MORGAN HAS NO ONE ON HIS SIDE AT THIS POINT. HIS RIGHT HAND MAN IS ABOUT TO QUIT. I CURRENTLY WORK AT R.J. MORGAN AND AT THIS POINT MY TEAM LEADER DAN PEARSON(BALD FLABBY SKINHEAD)OH HAS A BABY ON THE WAY AND IS LOOKING FOR A JOB. THIS LEAVES ME HOPELESS. THAT COMPANY HAS NO MONEY COIMG IN AT THIS POINT. WERE CURRENTLY ON COMMISSION AND WERE NOT GETTING PAID HOURLY ACTUALLY WE HAVE NOT GOTTEN PAID IN THE LAST 3 WEEKS. ISNT IT ILLEGAL TO PAY YOUR EMPLOYEES CASH? DARRICK MORGAN AND HIS POOR UNEDUCATED SON TREVER MORGAN ARE GOING DOWN..THAT MEANS NO MORE RENTAL CARS.. A POCKET WITH NO MONEY

Anonymous said...

That's funny. Karma is a bitch!

Anonymous said...

Darrick Morgan is a punk in a cheap suit with no fucking money. Anyone still working there needs to get there money and bone out, this company is not gonna grow by any means at all , the only place this company is going is down. Darrick thinks hes an athelete and some big shot but I'll tell you this Darrick I would fuck your ass up in a Cage fight and choke your sorry ass out. Hey Darrick eat a dick you chump.

Anonymous said...

Darrick is infamous for sleeping with his employees. He was sleeping with Porsha Blair, who politely asked him to keep his dick out of her abscess directly located in the outer ridges of her anus. Disgusting. Porsha herself proudly told the story of their "romantic" first date... coming back to the office after hours to fool around on his ugly ripped leather couches downstairs. And this is just one example of how cheap the bastard is..... Originally, they were to rent a hotel room at the Hyatt after having a few drinks at the bar. But Darrick being the bbd (broke, busted and disgusted) nigga that he is, realized that would be more money that he could afford to sleep with Ms. Blair. They joked about going back to Darrick's place, which was quickly shut down bc Trevor was there. So he asked if her house was ok, but she is a 34 old woman with 4 kids still living at her mother's house, so that was out of the question. What a pair right? So Darrick remembered how well his cheap couches back at the office worked with another previous employee named Kaci. So they proceeded back to the office, where Darrick gently rubbed abscess cream on Porsha's asshole while discussing her promotions.

I post this to inform future female employees to watch out for this creep. You can do very well at RJM if you don't mind sleeping with this Michael Jackson impersonator. "hee hee" "money cummin'.... all over you face" Another thing Darrick and Michael Jackson have in common is molesting small children.... But in Darrick's case, as previously told by his ex-wife on this site, was his very own daughter. Imagine that.

CONTINUED BELOW.....

Anonymous said...

CONTINUED FROM ABOVE POST......


So to all the people who say that ex-employees are wasting their time posting their issues and complaints about Darrick's personal life and "Professional" life on this site are missing the point completely!...Using this site to expose Darrick's personal life directly effects his business and that can not be debated at this point,because of the current condition of RJM today. Over the past year this site has gotten more and more attention from employees, ex employees, people scammed out of their money, and Darrick supporters-who are just employees he hasn't fucked over yet-who try and defend against posts like this one. Darrick can't keep employees because this sites name is in constant circulation, friends and family members of employees and ex employees also know now what goes on in this "business" as well as all the potential clients or SUCKERS that RJM is trying to sell their bullshit too. Because of this website, the hundreds of leads taken from RJM and called directly and told about this site, and told about how RJM really works Darrick can barely keep his shit together anymore. Also hundreds of people who actually "invested" money into RJM's false ideas and promises were contacted and explained every step that was taken by Darrick, closers, and Liz to scam them. Imagine how many of those people who are extremely angry about the loss of their money, contacted friends, family and everyone...It really adds up, and it's obviously now directly effecting darrick and his business. I would say then, that what some of us "bitter ex employees who were fired" who are actually just fed up ex employees who QUIT....what we set out to accomplish we have...and THEN some. It's pointless for some to say we are wasting our time because its not illegal, the government and law wouldn't do anything....that was not our mission. We already knew that wasn't the route to take. It was more personal and so we have kept the focus on Darrick and some others who are just as disgusting and fake as him. What were any of the ex employees going to loose by posts going up about their personal lives involving drugs, breaking laws, etc...NOTHING! In fact at least those being "called out" on such topics quickly responded setting the record straight and owning up to what was true. Darrick stood to loose the most by all these posts...and he has. Since money is the route of his existence, we went after his money, and it's worked...and it still ain't over nigga!

Anonymous said...

Suave's Sister company - "DK INTERNATIONAL" Ran by his 1st hand bitch Kacie has once again changed their name from "International Business Mentoring" to "eMentoring" Same BS Scam. This time, they claim to be the NATIONAL ASSOCIATION OF GRANT PROGRAMS. As mentioned above, they took the "Grant" Idea and basically RAN with it. Targeting the poor elderly who only had a little left on credit to survive, this diabolic person who calls herself a woman will stop at NO cost to make a quick buck. Investments starting anywhere from $600-10,000 the potential "Candidates" receive a call from what the office calls the job title an "Appointment Setter" who has great news about starting an infomercial in their area and needs successful testimonial candidates for "success stories" the targeted victim is then asked a series of questions. Which the office likes to call a "Client Profile", but before going and getting one from the admin desk you must make sure you have ALL the info or the appointment you set will be "Denied" all these questions have NOTHING to do with the type of grant you're going to be applying for. It's AMMO for the Closer, "Senior Director" to shoot at you to get those credit card digits. I've definitely kept quiet for too long but it's about time sales floors such as these be closed down, targeting humble Americans trying to make an honest living.

Questions on the "Client profile" include the following.
age? - (the older, the better it is to snatch some quick cash)

married? - (They really don't care if your husband or wife is going to apply for a grant with you, what they really care about is if they're going to have to tell another bullshit pitch to your partner so that the money they take from your CC or savings, is keepable)

pains - (This is used to backfire at you so that you can realize what big of a financial mess you are in, that hoping their are some good people out there who will help you out of this situation, sad,sad,sad)

goals - (finally after holding a cruel mirror to your current situation, the closer will mention some goals, in other words painting a pretty picture and with the help of their superstar mentor- it can ALL be yours)

most importantly.
LEVERAGE.
$$$$$$$$$$$$$$$$$$$$
theres a beautiful place on the profile sheet that the setter will need to find the potential client's credit card debt, and how much is still available on the cards. The script is sneaky so while youre talking to them you kind of sneak in all this info.

Anonymous said...

example :
Visa - Debt : 2,500 Avail : 2,500
MC - Debt: 5,000 Avail : 1,500
Discover - Debt : 600 Avail: 10,000

that example is the credit debt of a "potential" candidate, as soon as they see they do in fact have some sort of money that can be all theirs, they finish up the script by saying they will take the "profile" they were already supposed to be filling out to their senior directors for further review. The setter puts the person on hold, runs to the admin and grabs a profile sheet, sometimes if they have alot available on the CC's they fill it out at the admin desk and turn in the profile to be "CLOSED" :(


the senior director then calls the potential client and then uses that whole profile against them and teaches that OPM, which means they can use the credit card leverage to get them out of debt and when they recieve the assistance the first thing they'd do is pay it all off.


the WHOLE OPERATION, is very elaborate. Everything works HAND-IN-HAND. EVERYTHING, & heres how.

The questions the setter ask the potential client all work in the closers favor. Its basically digging yourself a hole, and then reaching your hand out to a closer to pull you out. It's ALL psychological. Reason being is because these questions were actually designed to make it look like legit questions needed to be asked for some financial assistance, financial situations, spouses, debt. So on & So fourth.

The client profile, is basically a shotgun the potential client has made themselves to be shot at. The closer then looks at the leverage of the credit cards, and depending on how the conversation goes, determines what to "Close" the sale for. At the end of the closers script, like I said all psychological its supposed to be 3 "YES's"
now, if you are given the opportunity to come aboard the program would you be able to put in at least 2-5 hours a week with your mentor correct? YES
also, if you are given the opportunity to come aboard the program you WILL be willing to write a success testimonial for the program correct? YES
well, If I give you an opportunity to come aboard the program IS this something you would like to do?
...
...
...
YES!

well, congratulations! based on this conversation I feel you shouldn't have any problem with the program and welcome aboard!


the closer then gets their info, e-mail, address, and last but not least their credit card number. After they get all of this information they explain that theyre going to have their assistant come back on the phone for "Start-Up" Assignments (By the way the setter is the one who gives the assignments, the setter who set that profile) They put them on hold, run to the setters cubicle and say start-ups! meaning they got a credit card number. Reason why this works hand-in-hand is because the setter is super excited they may be getting a close so they come back on the phone full of positive energy giving them the start-up's which by the way is complete bullshit. The only reason why the start-ups are there is so the closer can run the credit card.

its all ONE big operations.
and idiots like Darrick and Kacie try and bullshit the employees. Like as if they don't already know whats going down.


ALL one big bullshit cycle. and I hope they all get caught. But KARMA is a bitch. It's going to bite the shit out of them.

eMentoring is already been noticed by the better business bureau.
LINK : http://spokane.bbb.org/article/national-association-of-grant-programs-aka-international-business-mentoring-of-ca-calling-area-offering-$20000-grants-for-$600-24858

The number to their office is : (661)295-9075
Kacie Fann/Habib is the same bitch who worked and fucked Darrick
even if you have to crank call them and tell them dirty stuff you read all over this blog do it.


i hope justice will be served to all of those scumbags

Anonymous said...

RJMorgan Real Invest Now going by S Mentoring

DO NOT ANSWER THESE CALLS IGNORE EVERY CALL THEY MAKE TO UR HOUSE .. CALL YOUR PHONE COMPANY AND BLOCK THIS COMPANY!!!! DO NOT DO IT .. IT WILL BE THE WORST MISTAKE YOU EVER MAKE ... DARRICK MORGAN DOESN'T KNOW HOW TO SET OR CLOSE ANYTHING ..ESPECIALLY THESE SCAM GRANTS THAT ARE PROMISED AND "GUARANTEED"!!! THIS GUY ISN'T A SCAM ARTIST BECAUSE IF HE WAS THAN HIS COMPANY WOULDN'T BE TO SHITS RIGHT NOW!!! JUST LIKE HIS GIRLFRIEND kACEY'S... HE'S JUST A BITCH WHO DOESN'T KNOW HOW TO MAKE MONEY THE REAL WAY LIKE MOST aMERICANS HE'S TAKING EVERYONE ELSE'S HARD EARNED MONEY BECAUSE HE DOESN'T KNOW WHAT IT IS TO BE A REAL MAN AND ACTUALLY WORK FOR WHAT U GET. LlYING TO OLD PEOPLE TO GET ALL THEIR $ OUT OF THEIR RETIREMENT FUND IS ALL HE KNOWS. wHERES YOUR DADDY DARRICK.. HE DIDN'T TEACH YOU HOW TO BE A MAN?? AND MAKE MONEY THE REAL WAY!!! OH WAIT THAT OLD FUCK IS DOING THIS PATHETIC SHIT WITH YOU.. SAD FAMILY. TELL UR SON TO GET OFF HIS ASS AND HIS XBOX AND HELP U OUT .. CUZ AS A BUSINESS OWNER YOU HAVE NOT ONE CLUE WHAT THE FUCK U ARE DOING!!

Anonymous said...

All 86 comments are from employees scorned, bad mouthing a company that assisted me in getting a grants that allowed me to get out of debt and save my home. I stand by this company, and am grateful for them.

Anonymous said...

No worries they are being investigated and it will go to the FEDS...He is swindling elderly people.

Anonymous said...

^^^^^ The person who posted " 86 comments and all they have done is help me get out of debt, i stand beside them" is either Darrick him self his son Dan.. The man who is Darrick's second hand bitch!! or his new secretary who doesn't know what she has gotten herself into!! WORKING AT RJM FOR AS LONG AS I DID AND I HAVE NEVER EVER EVER HEARD NOT ONE PERSON SAY ANYTHING GOOD ABOUT RJM !!!!!!! ITS ALL A SCAM AND EVEN THE PEOPLE WHO DO THEIR COACHING (IF THEY HAVENT QUIT BY NOW) HATE THE WHOLE THING!!!!!!!!!! BECAUSE NO ONE GETS ANY MOMNEY HERE !!! AND IT IS PROMISED TO GOOD PEOPLE AND THEY GIVE THEM AN EXACT DOLLAR AMOUNT OF HOW MUCH THEY WILL GET EVEN THOUGH THIS IS AGAINST POLICY!!!!! NO ONE HAS GOTTEN ANY MONEY THE ONLY MONEY DARRICK GIVES OUT IS THE MONEY TO PAY YOUR CREDIT CARD PAST DUE BALANCE TO GET MORE MONEY AVAILABLE ON YOUR CREDIT CARD AND THEN CHARGE IT UP!!!! FOR 1 K 2K 3K 4K 5K 6K 7K HOWEVER MUCH THEY CAN GET OUT OF U THEY WILL... BUT NOT IF U SAY NOOOOO!!!!!!!!!!!!!! SO SAY NO FUCK U HANG UP AND PLEASE DONT EVER ANSWER ANY OF THESE CALLS BLOCK THIS COMPANY THEY HAVE OVER 15 PHONE LINES THEY CAN CALL FROM BLOCK THEM ALL!!!

Anonymous said...

Now going by the business name IB Mentoring. Same exact address on constellation rd in valencia. I'm glad that I came across this thread, because they just contacted me today for a customer service position. I was going to be going in for an interview tomorrow. I.... don't think I'll be going now.

Anonymous said...

ANOTHER UPDATE!
DARRICK MORGAN'S NEW FLOOR IS GOING BY THE NAME OF "SOTERIA MENTORING, INC" HERE IS THE ENTITY ITS LISTED UNDER:
Entity Name: SOTERIA MENTORING, INC.

Entity Number: C3381698

Date Filed: 05/16/2011

Status: ACTIVE

Jurisdiction: FLORIDA

Entity Address: 29003 SHERMAN AVE

Entity City, State, Zip: VALENCIA CA 91355

Agent for Service of Process: DARRICK MORGAN

Agent Address: 29003 AVE SHERMAN

Agent City, State, Zip: VALENCIA CA 91355

**** KIND OF SKETCHY THAT IT SAYS JURISDICTION IS IN FLORIDA YET THE ENTITY IS IN CALIFORNIA.... HMMMMM.....

HE JUST WON'T GIVE UP!!!!!
THE "SOTERIA MENTORING, INC" GOES BY THE NAME OF "S MENTORING" AND THEIR IS ABSOLUTELY NOOOOOOOTHING ON THEM ONLINE! NO NUMBER, NOTHING ON GOOGLE MAPS!!!!


WE MOST DEFINITELY NEED TO GET THIS GREASEBALL SHUT DOWN!!!!!!


- THE REASON WHY THIS BLOG HAS BEEN DEAD IS BECAUSE THE NEWHIRES/EMPLOYEES CURRENTLY KNOW NOTHING ABOUT "RJM" AS IT IS NOW SOTERIA "S" MENTORING. YOU CANT HIDE DARRICK! YOU HAVE A WHOLE ARMY OF PEOPLE WHO CAN'T WAIT TO TAKE YOUR SLOBBY ASS DOWN!





-IF ANYONE HAS ANY UPDATES, DONT BE SCARED SPLATTER THEM ALL OVER THIS PAGE!!!!! DO NOT LET HIM GET AWAY WITH THIS!

Anonymous said...

No they are not going by the name of IB Mentoring, that's kacies floor, his little bitch.

Her office has always been on Constillation Rd.
"IB" Mentoring stands for "International Business Mentoring" Which is, and has been kacies floor. She uses 4 names.
DK International
IB Mentoring
International Business Mentoring
E Mentoring.

She is supposed to be using just E Mentoring, but that has been flagged by the FTC for the scam she is running. as for Darrick, from what I know kacie and him no longer talk due to unresolved differences and some shady stuff that went down prior to the "fall" of RJM.


And for your interview, it's nothing in the ballpark of customer service. What you would be hired doing is called SCAMMING OLD PEOPLE out of their money..

It's boiler room status, marker boards up with how much you get in deals, you constantly call a lead sheet pitching them their mentoring program that has no set price, depending on what availability they have on their credit card is how much they "Close" for..


BUT, If I were *YOU* I'd check it out, just so you can see how slummy it is. Or not, since you ONLY get paid if you complete 2 weeks of work.

ahhh. it's sad, it sucks, but after years of this, it's still up and running, probably stronger than ever :(



and with this, I will no longer check this blog anymore as I now know that literally *NOONE* can stop these people, and trust me, I know alot have tried.



Goodluck to all who work there, Goodluck to those who have just started, and more importantly, Goodluck to all those who become "Clients" of the "Success and Development" team.

Anonymous said...

RJ Morgan Real Invest Inc.
28542 Constellation Road
Valencia, CA 91355
(661) 702-0015 Derrick claims to be a religious man call him here 310-927-8910 And yes Kaycee Fann/Habbib did f^ck him and now she and Shaan run ementoring Intl here are a bunch more in the same city
These are all companies that both conduct scams, and advertize their employment to the citizens of the SCV. Animal Behavior College _ Inside Sales Admissions Counselor (Santa Clarita, CA) This Company charges nearly 3 times the actual cost of an accredited school and at the end of spending thousands there is no AMVA national recognition. Long story short they charge people a lot of money to obtain a certification that is not valid in more than 90% of U.S. states. Google- Animal Behavior College Scam25104 Rye Canyon Loop, Valencia - (866) 408-9815 HR Rep Candace Mason, Owners Steve Appelbaum, Debbie Kendrick
Ementoring International A.K.A. Dkmentoring, Experiencedmentoring and, a slew of other names_ This company is one of the most disgusting scams out there! This company takes minimum of $600.00 up to 10's of thousands from elderly people nationwide, majority 80 years old and older, as a "Investment" and promises that they will find them Grants, Financial assistance and other such $ that is nonexistent.(Many times they simply search Google and print coupons to places near them and mail it off as a "COMPLETION") With less than a 1% success rate and an average of $50 to $100k of income per MONTH this company is under investigation by the FBI has a F rating with the BBB and has countless watchdog organizations keeping a close eye on them. Google- Ementoring Scam. http://www.experiencedmentoring.com
24307 Magic Mountain Parkway #510(Their Fake Address) 28361 Constellation Rd Santa Clarita, CA 91355 (Their Real Address) Owners Shaan Singh, Kaycee Habbib, HR- Shelly ? Closers (these are the real money takers) Victor Macias and Mary Butler.
My understanding is that this guy is also in cahoots with them
Along with the above listed there are numerous other positions available via Craigslist in the Santa Clarita Area that are complete scams.
Well I am just one person, but I intend to do all that I can to put an end to this, and right now!
Will you help me? Will you copy and paste this? Will you write your own? Will you write a letter to those in power like I am?
Will you help this solid community of hard working and honest individuals to keep face?
I certainly hope so and especially to those parents out there, as these companies hire those with little or no experience. Would you like to know that your child has gained, in their formidable years, experience that teaches this? What a way to start?
I intend to repost this week after week until these companies are shut down or at minimum relocated outside the SCV. Reply all you want especially those at the companies listed above and good luck tracking that email down to a person!
Bottom line(and I am sorry for the language) but I intend to FUCK you and FUCK you all HARD and DEEP. When I am done I intent to have all of you publicly shamed via local and hopefully national news, especially the internet( your names will not be protected) so for the sake of your children I hope you close up shop and move on, because I assure you until your name and your companies name is fully known for that which you do to the public, I will not stop!

Tags: Palmdale Lancaster Burbank SCV Santa Clarita Valencia industrial center Castaic Canyon Country 661 LA Los Angeles Saugus Newhall Magic Mountain

Kelly said...

I hated working there. After my third day of "training" I noticed that shit hole was a scam. I was there for 40 hours just to get paid. I have a daughter and really needed a job. After I quit my check was mailed to me but my name was spelled wrong. They are so mean. And God will punish all of them. They say "money coming" but no people Karma is coming! And bad.

Anonymous said...

They are under the name of Soteria Mentoring Inc located at 29003 Sherman Ave Valencia CA 91355 email: SMENTORING@GMAIL.COM biz # 661-775-1505 Derricks Direct 310-927-8910 website: www.breakthroughlearning.net targets the elderly & does elderly telemarketing

Anonymous said...

After an brief and vague interview with Darrick I was hired and asked to come in for training. The place had no name or sign and it's an empty office space above a candle warehouse on 29003 Ave. Sherman Valencia. Although my gut told me the place is real shady and unprofessional, I report to my 1st day. They had me read a cheesy employment handbook which was nothing but a print out of few guidelines and rules. Then Darrick told me about the job description of a setter and closer. He also explained the pay is $8/hr or commission which ever is more. Also I had to buy a headset for $160 which they will deduct from my future paychecks. Then a setter named Amanda and I practiced some role play for an hour and they told me to go home and get ready to start tomorrow for more training. Red flags were going off in my head. Nothing made sense, they were very vague and unprofessional. The whole place smelled of scam. Thanks to this blog I called and quit this afternoon. Had I known these people are career criminals and con artists, I would not have even bothered with an interview let alone start there. What a complete waste of time. I am going to report this company to BBB and the Chamber of Commerce as well as to California State Attorney's office.

Anonymous said...

This company is all scamm! Derrick the so called "owner" and Dan Pearson "closer"really known as "senior director" and Trevor Morgan the rich kid that's only good at what "daddy" teaches him is the bosses son. Don't trust anything at this company they never pay on time and if they do its the wrong amount! They lie about everything and they make up there own legal docs for employees to sign. If your "fired" its only because your asking too many questions so they make up an excuse to get rid of you.you have to hassle him in order to recieve your last few paychecks and that's if you could even get your paycheck. They let people do heroine in the bathroom! And the place is UNSANITARY! He pockets your taxes and turns anything you say around. Based in Valencia on Sherman avenue on top of a candle factory. "Training policy" illegal they pay you under minimum wage! Company names ran by derrick or Trevor Morgan: international business inc. Aka ib mentoring, soteria mentoring inc, life enhancement program and life enhance program, dk international inc, R J Morgan real invest inc under 28390 copper hill unit 174 Valencia ca, current numbers: (661)775-1565, 888-938-1505, 661- 775-1505, they charge you thousands of dollars and never help there taking every dime from people who fall for their promising and employees taxes aren't being filed normally. Please if you do speak or meet with him leave or hang up. Derrick Morgan, Trevor morgan, and Dan Pearson ( Dan jenson, Dan Peterson) fake names fake company name. Turn them all in.

Anonymous said...

Caroline?coz of you?

Anonymous said...

Derrick and Kaci are back in business again they are located at 6324 Van Nuys Blvd suite 509 Van Nuys Ca 91411 323-204-3036. On the directory in the building it is listed as Senior Mentoring. The name being used is Consulting and Mentoring LLC.Kaci also uses the name Ineternational Business Mentoring Inc for payroll purposes.

susan klingensmith said...

I dealt with this company in 2010, they along with Kacie Fann Habib, are all crooks...the prey on the elderly...when you try to cancel with in the time limit of 3 days...too late they already sold the account. I got threatening phone calls, sent trojans and viruses to my comp. How they sleep at night is beyond me.. I hope they rot in hell for being such scam artists. Am not afraid to sign this, everything is documented with the Calif. Attn. General Office and the office of FBI. Susan Klingensmith

Anonymous said...

All of the above is true.
Have any of the former employees contacted the labor board? You may still have time to process a claim.

Anonymous said...

If you are an existing or potential client, DO NOT DO BUSINESS with this company or the following: Soteria Mentoring, S. Mentoring,Hidden Assistance, Resource Program,or Life Enhance. They are all operated by the same scum. If you have purchased their assistance, contact your bank or CC company and dispute the charge! No matter what they tell you do not cancel the dispute! That is your only protection. Contact your attorney general, and Consumer Affairs.

Anonymous said...

I PERSONALLY WORK WITH SOME OF THE PEOPLE YOU HAVE MENTION IN THIS COMPLAINT AND YOU ALL SHOULD BE ASHAMED OF YOURSELF FOR SLANDERING PEOPLES NAME LIKE THIS. IF THE PEOPLE YOU NAMED WERE DOING BAD BUSINESS OR ANY OF THE CRAZY THINGS YOU HAVE POSTED THEY WOULD BE IN JAIL BY NOW. I HAVE TAKEN THE TIME TO READ EVERY COMPLAINT AND 99% OF THE COMPLAINTS ARE COMING FROM FIRED EMPLOYEES HOW CONVENIENT. I HAVE NOTIFIED THE PEOPLE IN THIS COMPANY AND THEY ARE CURRENTLY PREPARING A LAWSUIT AGAINST THIS BLOGGER FOR ALLOWING THIS. I HAVE ALSO NOTIFIED THE AG OFFICE OF THIS BLOG. EVERYONE WHO COMPLAINED OF THE LISTED COMPANIES WORKED FOR THEM FOR A SIGNIFICANT AMOUNT OF TIME AND NOW THAT THAT THEY HAVE NO JOBS HAVE NOTHING ELSE TO DO BUT TALK BAD ABOUT OTHER PEOPLE.

Anonymous said...

A CLASS ACTION LAWSUIT IS ABOUT TO HIT THIS BLOGGER HARD!!

Spotter said...

Mister anonymous poster above, I would like to state for the record, that I think you are full of it. Nevertheless, you are entitled to post your views, the same as everyone else, no matter how worthless they are.